It doesn't work that way. For a crossover to be worth a chit, IMO it needs to take into account any impedance hump in the drivers and knock them out. It also needs to be specifically designed for an EXACT impedance and not some nominal number. Frequently the nominal and actual can be off by way more than 10% which will really screw up your crossover points. To build a real passive it takes way more money in measurement gear than it would be to buy a couple extra channels of amplification and run active.
For you I wouldn't recommend a 3 way active or custom passive as a first attempt into the world of DIY component sets. There are too many tuning options with that many drivers. I'd just stick with a 2way and do it active as without a thorough understanding of electronics the passives are tough to make sound good. I wouldn't get a budget 3way passive premade set either, they skmp way too much on the crossover side of things.