What's YOUR credit score???

[Alpineinstaller 10+ year member]

Age: 22

Score: 685

Meh. I got my car loan approved on my own at 21 so I'm happy.

 

[BryanCain]

Personal Credit is flawless. Multiple Corporate Credits is a different story. My first Corporation is ridiculous, my second even worse, and my third time out has been very good! First two are practically Ch. 11 cases. Word to the wise, preserve your personal credit!

 

[ngsm13 5,000+ posts]

no....I paid on them for a while then quit after I seen I wasn't getting anymore credit...I think I owe over $100,000 with late fees and crap now.....oh well getting close to new SS# time.....I've been doing some research it is trickier these days but still can be done...10 years ago it would've been a cake walk.....

lololololololololololololololololololollllllllllllllllllll.

nG

 

[BryanCain]

CRX: Depending on your situation and the extent of it. You may want to read your state's Vital Statistics Laws and pursue a new Birth Certificate. I don't believe that they issue multiple SSN's to the same entity. I.E. - If you registered a business you would have to acquire a EIN. Think of it in that manner. Get a friend to go to your Vital Stats center and Notarize a document and get a Delayed Certificate Of LIVE Birth. I believe this method is still fraud either way. LoL.

 

[bikinpunk 10+ year member]

25. When I went to get my auto loan 2 years ago it was 757. Car is paid for, payments were made on time, never been late on a credit card. 1 CC to my name. I'm pretty sure my score is well above 757 now.

 

[desertheat 10+ year member]

bairly 700 somthing last time I applied for a loan. DIR is pretty high so keeping it at the bottom of 700. clearing all that up this year as I want to buy a second home.

 

[Johnny Drama 5,000+ posts]

26 yr old

680 now was 780 this time last year. Virtually no debt to income

Just an //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif to everyone. Your credit score is EXTREMELY important. I went unemployed and got a little behind in bills. Lost 100 points. Its hurting me now.

 

[rtillaree 10+ year member]

mine is 795 right now and my wifes is 760 im 28 and my wife is 30...hers went down a little just recently, we just bought a new Civic about 2 months ago...meh...

 

[Rookie_80 10+ year member]

where do u check your credit score?

equifax?

my buddy suggests annualcreditreport

25. don know my score. will find out soon.

2 credit cards and i guess my loan was furniture payments lol.

i got 4 year loan and paid it off in 8 months as the guys in the bank suggested to lift up the score although i thought it'd be better if pay it in1-2 years.

 

[Rookie_80 10+ year member]

btw annualcreditreport gives u like 2-3 sheets of info for free but to get an actual score u pay like $7

 

[Louisiana_CRX 5,000+ posts]

if they ever goto garnishing my wages...i'll just quit work at wal-mart and continue selling scrap metal and cutting lawns for cash.....they should've had better sense than give someone credit cards that only works 30 hours a week at wal-mart at barely more than minumum wage

 

[ngsm13 5,000+ posts]

Hahahahajdhahdhakhhahahdhkakhf;ksakhfhahahahah!!!!11!1!11!!

nG

 

[Jason Sybert 10+ year member]

i am 21 my credit score was 700 a year ago but i haven't got behind on any bills or anything like that. I have been shopping the house market lately now that I make about 1500 a week and I was approved for 100,000 loan. which where I live is the equivalent to 300,000-500,000 in the city. I won't take the loan because I only make a 1/4 of that since I only work for 4 months a year.

 

[Louisiana_CRX 5,000+ posts]

i am 21 my credit score was 700 a year ago but i haven't got behind on any bills or anything like that. I have been shopping the house market lately now that I make about 1500 a week and I was approved for 100,000 loan. which where I live is the equivalent to 300,000-500,000 in the city. I won't take the loan because I only make a 1/4 of that since I only work for 4 months a year.

i'd take the money //content.invisioncic.com/y282845/emoticons/greedy.gif.5a53e6246569d7ab79867170f3b06629.gif

 

[Rookie_80 10+ year member]

BTW, for those who checked it in freecreditreport.com.

im not sure about how much u can rely on that info.

MY buddy just started working. Has no loans at all. Been using his credit card for 6 months only. and he got 750 from freecreditreport.com.

is that possible?