What's YOUR credit score???

[Jason Sybert 10+ year member]

i'd take the money //content.invisioncic.com/y282845/emoticons/greedy.gif.5a53e6246569d7ab79867170f3b06629.gif

yeah and my job isn't really that hard either. I put telephone/cable boxes on houses. I get paid about 15 per box and i can get three up an hour. and recently i have only been working 6 hour days. i could make more if i put more effort forward. lol

 

[Louisiana_CRX 5,000+ posts]

i wish there were jobs like that in Louisiana....

 

[Jason Sybert 10+ year member]

there might be. telephone contractors are always looking for employees but most of the time you have to travel to get to work. Like me I have to drive 2 hours to get to the site (i have a place closer to the site so I only make the drive once every few weeks.) but it is worth it.

 

[Johnny Drama 5,000+ posts]

BTW, for those who checked it in freecreditreport.com.
im not sure about how much u can rely on that info.

MY buddy just started working. Has no loans at all. Been using his credit card for 6 months only. and he got 750 from freecreditreport.com.

is that possible?

Yes.

Free credit report uses the same three credit companies as everyone else. They are accurate.

What you have to remember is your credit score isnt the only factor you have to look at. History, debt to income ratio, finance amounts, and more.

I could have an 800 and still only have financed a 5k loan. You think that a bank will loan me $250k for a house? no...

You could have a 680 and have financed a few vehicles and such with a 15 year credit history. You have a much better chance at a house then I do with my 800 score //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif

 

[Rookie_80 10+ year member]

Yes.


I could have an 800 and still only have financed a 5k loan. You think that a bank will loan me $250k for a house? no...

well that sucks.

i was hoping to get a car with the lowest APR based on my score.

 

[Johnny Drama 5,000+ posts]

well that sucks.i was hoping to get a car with the lowest APR based on my score.

You want the best loan rate possible? Go to a credit union //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif

You want a decent rate? Go to your own bank and skip the dealerships financing.

You want to get ***** with small chance of good deal? Let the dealership do the financing.

 

[Rookie_80 10+ year member]

You want the best loan rate possible? Go to a credit union //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif
You want a decent rate? Go to your own bank and skip the dealerships financing.

You want to get ***** with small chance of good deal? Let the dealership do the financing.

Yeah heard of bank financing. some friends did it.

but it was too much different. i beleive 1% at the most. Still good. (from 6.8 down to 5.8) but thats just 1 example.

maybe there r more efficient ones out there.

 

[mihklo 10+ year member]

You want the best loan rate possible? Go to a credit union //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif
You want a decent rate? Go to your own bank and skip the dealerships financing.

You want to get ***** with small chance of good deal? Let the dealership do the financing.

nowadays with the way the market is, it seems to me that the dealerships are offerin decent rates, right on par with the banks.......some even alot better.

 

[dbman150 5,000+ posts]

31 years old

have bought 15 plus cars

1 house

30,000 in lawn mowers

have about 40,000 in unsured loans

893 when i check last month

 

[mihklo 10+ year member]

31 years old have bought 15 plus cars

1 house

30,000 in lawn mowers

have about 40,000 in unsured loans

893 when i check last month

as far as i knew credit scores only went up to 850

 

[Rookie_80 10+ year member]

as far as i knew credit scores only went up to 850

not for him.

 

[mihklo 10+ year member]

just looked it up, i guess i was wrong.

http://en.wikipedia.org/wiki/VantageScore

never heard of the vantage, only fico myself.

 

[dbman150 5,000+ posts]

nope the wife has a 931

 

[jmanpc 5,000+ posts]

i checked mine at http://www.truecredit.com. That's TransUnion's site //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif

 

[RAM_Designs 5,000+ posts]

as far as i knew credit scores only went up to 850

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