What's YOUR credit score???

building mine up right now, just purchase a new 06 silverado to help me. put 7000$ down on it and financed the other 15000$. it sucks though when you take out a loan with no credit because your interest rate is ridiculous. mine is 14%. but i will be refinancing with my bank come january and get it down to 6.5%. then my payments will only be around 250-270 a month. right now they are 375$ a month. but im overpaying. so far my payments havent been under 425$ a month.
hopin to get a great score. its tough to get anywhere when your credit sucks
with a kid on the way, chances are you wont be able to make that payment. i would have taken $7k, financed another 3-5K to build credit and may very small payments or paid it off rather quickly like within 12 months.

BTW $22k on a 2006, is it an SS?

 
Last time I checked it was 726 or something, but I'm sure it's down because I've been up to the limits on my credit cards (they're coming down....showly) for my car shit (things that I needed)

 
with a kid on the way, chances are you wont be able to make that payment. i would have taken $7k, financed another 3-5K to build credit and may very small payments or paid it off rather quickly like within 12 months.

BTW $22k on a 2006, is it an SS?
He don't even have that truck anymore. I think he traded it or sold it and got into a Grand Prix IIRC.

 
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