Don't start on your next paycheck. Keep reading more, and if you have the ability to save money; do so. I read around this and another forum for a long time before I started buying stuff. This was my first install, and did a 3-way up-front. Not hard to do, took me sometime. The wife complained about the seats being out of the car for over a month. Go active and never look back. Get you some efficient speakers from here
partsexpress.com or madisound.com. Spend 100 on speakers at either one of them spots would equal you spending 250 for some branded speakers probally made by the same shop.