****ed up car insurance

Thanks for your input, guys.

Truth is, my monthly payment is only $52.xx. What I'm pissed about is that they cancelled on me WITHOUT notice. Since they did that shit, I want my money back. I don't give a **** if they said that they would have covered me during that month. The fact is, the would have been obligated to because they ****ed up. They cancelled by mistake and did NOT notify me.

****. The agent cannot understand that no one back pays to insure the past. Insurance is bought to cover the future. Who the **** cares to cover the past, especially if nothing happened?

And no. No accidents occurred since I've had a policy with them. I think it's time for me to jump ship to another company.

My father has been a customer of State Farm for years for the sole reason that when shit happens, State Farm doesn't **** around. They get their shit done. When I was involved in an auto accident way back in 2006, State Farm did a brilliant job of providing for repairs. Turn around time was roughly a week, IIRC. They awarded both parties a generous amount of money. During this accident, my other car was insured full coverage under my father's policy and it was my fault. I just worry that cheaper places like Geico will **** me over if shit happens. I hear it all the time.

 
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Here's how it works....

If you would have had an accident during that time, the State Farm agent's Errors and Omissions insurance would have paid the claim. You are required to pay the previous month to avoid a lapse in coverage. Many companies give a "continued in force" credit meaning that they are dropping your premiums for having insurance for so long without a lapse. State Farm AFAIK is one of those companies. It is actully in your best interest to pay those back premiums to avoid a huge rate increase.

BTW I'm a licensed insurance producer in MN

 
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SPLV

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