****ed up car insurance

[SPLV 10+ year member]

I have car insurance through State Farm. Randomly, without notice, they cancel my policy. A month passes and when I notice that my auto deposit payment hasn't gone through, I call them up. The lady tells me that they ****ed up and thought that my car had another insurance plan on it so they cancelled on me. I tell her that I still need coverage, but that I'm disappointed that they did not notify me of the cancellation. If something were to have happened (auto accident)in that month, I'd be in some ****ed up situation. She tells me that State Farm would have covered it because they failed to notify me. So...they reinstate my car insurance policy. However, they make me pay for the month that they dropped me as a customer.

Now...they are being assholes about giving me back my money. WTF?

Am I wrong to want that money back? I feel as though they are making me pay for insurance to cover last month, but who buys insurance to cover the past? Insurance is bought to protect against future mishaps!

Anybody know about car insurance or sells car insurance?

Cliff notes:

-I have car insurance with State Farm

-They randomly drop me without notice

-One month later, they reinstate me after I call them about the problem

-They admit that it's their fault, BUT

-They charge me for the month that I did not have an active insurance policy with them (because they dropped me)

Click to read more...

 

[slim8605 10+ year member]

Have you had to use your insurance since you've been with state farm? If not, get your money back from the other months too.

I'd ***** about it too

 

[vgeek 10+ year member]

Had you been in an accident, I'm sure that they would have paid your claims. Insurance companies have the highest integrity and would never try to take advantage of anyone.

Actually, you got the shaft.

 

[Andrizzle 10+ year member]

So basically just becuz they told u about something u didn't know about, u feel as you should take advantage of it now?

They said they would have covered you in that month anyways, pay it - you thought you did in the first place

 

[mbaoo]

I dont see what the big deal is. They said they would of still covered you during that period. So what difference does it make?

 

[LiquidClen 10+ year member]

fvck that I wouldn't pay for the cancelled month

 

[slim8605 10+ year member]

I only read the cliffs the first time and missed the part about him being covered even if he got in an accident. Since you would have been covered you still owe the money.

 

[gqjeff 10+ year member]

You have to pay for the lapse of coverage month. Now if you would canceal them and go to another carrier that's another story... I would never be with them anyways they are way expensive. My wife underwrites for them at there corp head quaters and we do not even have state farm insurance LOL.. I pay 3800 a yr right now and I was quoted over 5 k with them. I own a company though so I have the highest limits avail plus umbrella for a mil.

 

[bigbangtheory 5,000+ posts]

Have you had to use your insurance since you've been with state farm? If not, get your money back from the other months too.


I'd ***** about it too

/ thread, lol!

 

[bigbangtheory 5,000+ posts]

Oh, I see you sneaked the I'd ***** about it too........//content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif

 

[quins90lac 10+ year member]

ide go with farmers been with them for about 2 years and never had a problem with them

 

[Scoobydoo 5,000+ posts]

state farm pulled that crap on me when i was younger, they just flat out cancelled my policy one day

of course my driving record sucked, but i was paying them $325 month

 

[gqjeff 10+ year member]

http://www.alliedinsurance.com/allied/web/content/home.jsp

They do fine by me....

 

[slim8605 10+ year member]

Oh, I see you sneaked the I'd ***** about it too........//content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif

//content.invisioncic.com/y282845/emoticons/sneaky.gif.7189749b3a3f769e8815b47e8ae87f88.gif

 

[Ignatowski 5,000+ posts]

State Farm is one of the worst insurance companies you could ever

do business with........HORRIBLE for home or auto.....

**** em,try Geico......I have been with Geico 12 years

and never ever a problem