First of all, I dont know of any manufacturer that rates their speakers so liberally that they can't exceed their power ratings in some way, thermally. Xmax is another story, its a specific measurement.
Secondly, manufacturer's power ratings are almost exclusively thermal based, as mechanical limits are so dependent on the enclosure.
Third, that is why I said you "may need to" turn your gains down. I have never needed to, but Ive also never tweaked my gains to the point my subs are almost almost bottoming out, in any situation. Does this mean i can assume everyone adjusts gains this way? No.
Lastly, did you not understand my comment on heat saturation?