Car Audio + Holiday Debt

[bk12321 10+ year member]

I've only been 18 for 4 months, but ive had a credit card for 2 years(when my mom authorized me ). I have a high credit score 745 ( i swear, i'll prove it if u want and take a screenshot of my credit report). I do earn good money so im not too worried about it. In about 2 months it'll be down to 1500 i predict. I work as a network tech but only work 32 hrs cause I go to school. A lot of my cash goes to tuition. I have NO loans out, so I might take one out for school. AND tuition is due next month.....**** cal state system. Do you guys believe a parking pass at a Cal state costs 144 dollars a semester. Upsurd!

260/year at unc charlotte

 

[bigbangtheory 5,000+ posts]

Holy shit, 60k? What'd you buy? A Vette or something?

Had many hobbies from Drinking a lot to going out to eat to just buying randome things. Then the killer was my car audio habit. I spent so much over the years with it. I am stupid when it comes to audio. I am much better though. I went to having show worthy IMO cars to just having a nice simple system. This was throughout a good 5 plus years too. So its not like I did it in a few months, lol!

 

[azbass 5,000+ posts]

i have 87 bucks used on my CC.

woohoo

 

[bigbangtheory 5,000+ posts]

im 19 and i have 6 grand saved up... but i am far from well off
i have a shitty car

I wish I had a shitty car and 6 grand saved! I am at 2gs in the bank and its in my checking, lol!

Savings, WTF is that, lol!

 

[AVSTANG02]

Holy shit. I just got out of paying off my 3grand tab on my discover and I found a new friend. . . an American express:
AMEX: 2518.29

Discover: 279.74

GE Money: 2274.16

Holy shit. thats about 5 grand. . . not too bad I suppose. This is a mix of going out, car audio, going out, and going out. I really gotta cut down on the free spending. Not to mention this is all from the past 3 months. 3 months ago i was clean as a whistle! I stil have like 8k to go on the discover and 1500 on the AMEX and 700 on the GE but I gotta get this shit paid off in the next 3-4 months!

If you can pay it off in 4 - 5 months then you are fine.

but if you let it go longer than that you are dumb.