Auto Insurance

[Kenny Pollock 10+ year member]

I'm 16 years old... and drive what most people consider (stock at least) a grandma car. I pay a little over $300 a month in insurance, WITHOUT COLLISION.

My mom has Geico, and I have to go on whatever policy she has, otherwise I pay even more out the *** because of my age and all.

I'm going to try and do some research and get some quotes tomorrow, looking to maybe put collision on my car and insure the stereo equipment for less than $300 a month?

Any recommendations? Anyone switch from Geico and save a lot? What's the best insurance company for cars with expensive stereo equipment?

I was just thinking about it more and more... I'm tired of paying so much, and not really being covered. I got into an accident and payed $3,000 out of my pocket to fix my car.

Click to read more...

 

[crunktimes.com 5,000+ posts]

you must have a $hithouse full of tickets to be paying that much for insurance esp in Florida where it is supposed to be cheaper (at least compared to here in MA)

 

[tEh koRnDog 5,000+ posts]

your young....no way of ecscaping high insurance costs anywhere you go

 

[lilmaniac2 5,000+ posts]

quit bishing.. 500 dollar a month FTW //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[95ZJ 10+ year member]

$125 a month and I'm 17 driving a Dodge Ram.

 

[Kenny Pollock 10+ year member]

you must have a $hithouse full of tickets to be paying that much for insurance esp in Florida where it is supposed to be cheaper (at least compared to here in MA)

I have a shithouse full of tickets... but weasled my way out of them... no points. I've been paying $300 a month since I first got the policy in July, and I can't take it anymore.

 

[iamamp3pimp 5,000+ posts]

you must have a $hithouse full of tickets to be paying that much for insurance esp in Florida where it is supposed to be cheaper (at least compared to here in MA)

thats opposite.

shiz...mass drivers pay double in FL....a friend of mine (21 - F) is paying almost 2400 every 6, but has a bad driving record.

Kenny.....wait it out dude. call florida no fault tho, soee what they can do for you

 

[Kenny Pollock 10+ year member]

But with all this audio spending... DEFINITELY not looking forward to paying $300 again. I need to do something about it...

 

[docutech 10+ year member]

Thats just the way it is Kenny. Your only alternative is to grow up and your payments will come down.

You could always join the service and be eligible for USAA. //content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif

$90 Bucks a month for 2 cars '04 & '05(full coverage with highest limits of liability) and home insurance with computer and photography equipment riders.

 

[Chevillac 5,000+ posts]

find a no name insurance company. Like from one of those commercials.

 

[Kenny Pollock 10+ year member]

Thats just the way it is Kenny. Your only alternative is to grow up and your payments will come down.

It's just that... I have a lot of friends who are A LOT less fortunate than I and drive fast/newer cars... there is no way in hell they are paying $300 a month.

And my family's insurance records are pretty clean...

 

[davidfre21 5,000+ posts]

ive been paying ~$200 a month sense i got my jimmy maybe two and a half years ago for full coverage. I was around 17 when i got it.

 

[BoomBoomBoy 10+ year member]

http://www.mercuryinsurance.com/

 

[1loudsuv 10+ year member]

state farm here

81 a month

no deductibles

comprehensive

collision

liability which is 30/100 grand of coverage or something like that not the bare minimum

stereo insured and rims

towing

and health insurace for my 3 year old son

 

[Kenny Pollock 10+ year member]

http://www.mercuryinsurance.com/

Your 6 month quoted premium with Mercury Insurance Group covering:

3 drivers and 3 vehicles is

$4,563.00

$760.5 / month //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

We pay $478 a month with Geico... same exact stuff...just that I pay $300 and the $178 is for my mom and her boyfriend and their cars.