No problem, I got it now! TY
But, it may seem I moved it around aimlessly from the explanation, but you weren't there and this wasn't the case...however, even if I got a DMM I wouldn't know WTF I would be doing.
If your subs had dual voice coils, or if you were wiring the subs to the same channel, it would be different. Because you're wiring them separately, there's no need to worry about the load.
Using a DMM to set your gains isn't perfect, but it's incredibly simple.
1. Get a test tone(either on here, or somewhere else)
2. Put it on a CD, iPod/MP3 player, etc.
3. Play it on your headunit
4. Turn up your volume to the highest you'd possibly listen(or even higher if you want to be
really safe)
5. Set your DMM to Volts through an AC, and put the leads on the speaker output of your amp
6. (This should actually be done first... Forgot to put it up there, and I don't feel like transposing the numbers) Calculate the voltage you need. It's done this way: sqrt(power*impedance), power being the wattage you plan on giving your subs(usually the RMS rating of your amp or sub, whichever is lowest), resistance being the nominal impedance of your sub. So in your case, you'd be looking at 350W RMS for your 4 ohm subs. sqrt(350*4) = sqrt(1400) = 37.4166. Your DMM would likely only be as accurate as one decimal point, so you'd want to try to get 37.4 Volts AC from your amp.
7. Then just move the gain knob until you get 37.4 V.
The real problem is that there are many variables that need to be taken into account when calculating your actual power, which is the most important part in setting gain. An oscilloscope allows you to actually see when the amp is clipping.