How much does are generation take responsibility for ourselves?

[faulkton 5,000+ posts]

you should spend less time worrying about generations and more time learning the differences between our and are

 

[cpierce 5,000+ posts]

you should spend less time worrying about generations and more time learning the differences between our and are

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[saywhat? 5,000+ posts]

Where does your accountability kick in? //content.invisioncic.com/y282845/emoticons/rolleyes.gif.c1fef805e9d1464d377451cd5bc18bfb.gif

have you never been told "mind your own business"......

 

[saywhat? 5,000+ posts]

you should spend less time worrying about generations and more time learning the differences between our and are

this is true.

 

[DBfan187 5,000+ posts]

yeah my piece of shit no good for nothing mother wouldn't get me the things I wanted for xmas.

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[BoomBoomBoy 10+ year member]

have you never been told "mind your own business"......

You prove my point exactly.....thank you

Sometimes the truth is tough.

 

[NebBlackshirts 10+ year member]

this generation is self centered. back in WW2 era we fought not just for ourselves but for the europeans, and how badly they were getting treated. now adays, its, who Fing cares abot the Middle East, we are fine the way we are.

 

[Heresy 10+ year member]

You know I have an excellent job, but when it really gets down to it. I spend 2080hours/yr. working for green paper.
While that's important, because we all need to live, I often wonder if there's something more important than me striving to get a better car, a better WaveRunner, a better car stereo.

I know as I get older, these things will become less important.

Who knows, I'm only speculating.

You don't have to be older to have that philosophy. All it takes is restraint and a desire to move away from the bottomless pit of materialism and consumerism. It can be as drastic as selling all your stuff and shacking up in the forest, or as simple as moving away from trading in your old car for a newer one. The average household credit card debt is around $8k. A 30-year mortage with a fixed 5.75% interest rate on a $200k house with monthly payments of $1500 will cost you ~$220k in interest alone. The majority of people from Generation Y to the babyboomers are affected by the belief that they can have their fun now and pay for it later. Those who lived through the Great Depression saw what happened when prosperity ended and everything dried up. People were borrowing money on credit in the hopes that their investment would pay off before the bank collected; it is the same thing now with credit cards except the CC companies like to slowly squeeze the noose instead of outright putting you on the street when you default.

So, I don't fault this generation any more than the last. I blame the mindset that is promoted and reinforced by people who want to arrogantly live beyond their means. The financial institutions only help it along by offering loans they know will net them 50% of principal in interest. The only way to combat it is to not buy into it. Drive a car that isn't as fast, as hip, or as good looking at the Jones. Get rid of all your credit cards or don't keep a balance. Live in a house that meets you needs but isn't needlessly grandiose which costs more to build, to heat, to cool, and just holds more junk (the square footage of houses have gone up dramatically since the baby boomer era).

Bottom line is that it isn't generational. The parents are making the same mistakes as their kids, just to a lesser degree. I like a sirloin every now and then but don't need it every night. Expensive toys can be fun, but I only buy them very rarely and when know that I can pay them off in one or two payments. It's restraint and thinking beyond the moment which is something the majority of Americans lack.

 

[BoomBoomBoy 10+ year member]

You don't have to be older to have that philosophy. All it takes is restraint and a desire to move away from the bottomless pit of materialism and consumerism. It can be as drastic as selling all your stuff and shacking up in the forest, or as simple as moving away from trading in your old car for a newer one. The average household credit card debt is around $8k. A 30-year mortage with a fixed 5.75% interest rate on a $200k house with monthly payments of $1500 will cost you ~$220k in interest alone. The majority of people from Generation Y to the babyboomers are affected by the belief that they can have their fun now and pay for it later. Those who lived through the Great Depression saw what happened when prosperity ended and everything dried up. People were borrowing money on credit in the hopes that their investment would pay off before the bank collected; it is the same thing now with credit cards except the CC companies like to slowly squeeze the noose instead of outright putting you on the street when you default.
So, I don't fault this generation any more than the last. I blame the mindset that is promoted and reinforced by people who want to arrogantly live beyond their means. The financial institutions only help it along by offering loans they know will net them 50% of principal in interest. The only way to combat it is to not buy into it. Drive a car that isn't as fast, as hip, or as good looking at the Jones. Get rid of all your credit cards or don't keep a balance. Live in a house that meets you needs but isn't needlessly grandiose which costs more to build, to heat, to cool, and just holds more junk (the square footage of houses have gone up dramatically since the baby boomer era).

Bottom line is that it isn't generational. The parents are making the same mistakes as their kids, just to a lesser degree. I like a sirloin every now and then but don't need it every night. Expensive toys can be fun, but I only buy them very rarely and when know that I can pay them off in one or two payments. It's restraint and thinking beyond the moment which is something the majority of Americans lack.

You are one insightful person...................well done!

 

[bk12321 10+ year member]

i didnt know what "fire" was til a year or two ago....ive NEVER been surrounded by ANY drugs until I moved here.

i knew what it was when i was 16 but i didnt see much of it til college, only a little in high school

 

[azimuth 5,000+ posts]

people today are allowed to be disrespectful by law. the law is there to protect the weak and the useless. lucky you.

 

[saywhat? 5,000+ posts]

You prove my point exactly.....thank you
Sometimes the truth is tough.

i guess i see nothing wrong with worrying about myself and letting others worry about themselves.....im not a baby sitter for anyone.

 

[faulkton 5,000+ posts]

i guess i see nothing wrong with worrying about myself and letting others worry about themselves.....im not a baby sitter for anyone.

maybe you should be my friend, maybe you should be.

 

[faulkton 5,000+ posts]

You don't have to be older to have that philosophy. All it takes is restraint and a desire to move away from the bottomless pit of materialism and consumerism. It can be as drastic as selling all your stuff and shacking up in the forest, or as simple as moving away from trading in your old car for a newer one. The average household credit card debt is around $8k. A 30-year mortage with a fixed 5.75% interest rate on a $200k house with monthly payments of $1500 will cost you ~$220k in interest alone. The majority of people from Generation Y to the babyboomers are affected by the belief that they can have their fun now and pay for it later. Those who lived through the Great Depression saw what happened when prosperity ended and everything dried up. People were borrowing money on credit in the hopes that their investment would pay off before the bank collected; it is the same thing now with credit cards except the CC companies like to slowly squeeze the noose instead of outright putting you on the street when you default.
So, I don't fault this generation any more than the last. I blame the mindset that is promoted and reinforced by people who want to arrogantly live beyond their means. The financial institutions only help it along by offering loans they know will net them 50% of principal in interest. The only way to combat it is to not buy into it. Drive a car that isn't as fast, as hip, or as good looking at the Jones. Get rid of all your credit cards or don't keep a balance. Live in a house that meets you needs but isn't needlessly grandiose which costs more to build, to heat, to cool, and just holds more junk (the square footage of houses have gone up dramatically since the baby boomer era).

Bottom line is that it isn't generational. The parents are making the same mistakes as their kids, just to a lesser degree. I like a sirloin every now and then but don't need it every night. Expensive toys can be fun, but I only buy them very rarely and when know that I can pay them off in one or two payments. It's restraint and thinking beyond the moment which is something the majority of Americans lack.

you shut up, smarty.

 

[jmanpc 5,000+ posts]

To me, the country is slipping downhill because of a rapid rate of moral decay. When you turn on the TV, you see GGW commercials and softcore ****. Like was mentioned earlier, there are kids selling drugs. There's a new nightclub here in town where people go just to find someone to have *** with.... the club even provides beds! It seems that having a standard to live by has just gone down the drain. A society with no morals is dangerous.