Advice on CC debts

[pcolasfinest 10+ year member]

i moved so i don't get those letters anymore....lol they started calling my cell phone, how they got that number i have no idea, so i told them look i'll pay you when i have the money, thats when they said they will take 1200 so i borrowed the money and paid it. I knew eventually they will offer me atleast 1500 to pay it off, was just waiting for that time...lol.

 

[Louisiana_CRX 5,000+ posts]

the b@stards got my cell phone number to...i just changed it last week....

 

[pcolasfinest 10+ year member]

i got a program on my phone where i can black list the number, so when they call it doesn't even ring

 

[Louisiana_CRX 5,000+ posts]

now that sounds pretty neat...i need a program like that on my phone...

 

[pcolasfinest 10+ year member]

what kind of phone do you have?

 

[jstbass 10+ year member]

Just pay one at a time, that way it looks like you are getting somewhere.

On another note, a credit card company once called my cell phone. I believe it was orchard or something like that asking for Fabio. I said yes this is him. They were like we are calling you because you went passed your limit and you have not made any payments for over 3 months. I told the guy I was sorry to have wasted his time but I recommended that they take whatever legal action was required. I told him they would never see a dime of my money. I thought it was funny.

 

[Slammed 5,000+ posts]

i moved so i don't get those letters anymore....lol they started calling my cell phone, how they got that number i have no idea, so i told them look i'll pay you when i have the money, thats when they said they will take 1200 so i borrowed the money and paid it. I knew eventually they will offer me atleast 1500 to pay it off, was just waiting for that time...lol.

wat?

maybe I should do that lol

 

[pcolasfinest 10+ year member]

Just pay one at a time, that way it looks like you are getting somewhere.
On another note, a credit card company once called my cell phone. I believe it was orchard or something like that asking for Fabio. I said yes this is him. They were like we are calling you because you went passed your limit and you have not made any payments for over 3 months. I told the guy I was sorry to have wasted his time but I recommended that they take whatever legal action was required. I told him they would never see a dime of my money. I thought it was funny.

i get a couple of those calls from different companies, i told the woman i was talking to the other day i will call them when i can pay, i heard once i say that, that it is illegal for them to call me asking for money, once i said that she asked if i wanted them to stop all the calls, i was like ummm yeah ya'll blow my phone up, i wonder how the hell they get my cell number.

 

[pcolasfinest 10+ year member]

wat?
maybe I should do that lol

wat?

i'm tellin you that ish works.

 

[Slammed 5,000+ posts]

I had more than 10gz on my credit cards last year.....now I owe 3gz

hmmm

 

[wu501 10+ year member]

do the right thing and pay them off as you can. don't listen to these fools who say just stop paying. Your credit is very important..especially if you go to buy a house one day. Things stay on your report for a long period of time.

 

[pcolasfinest 10+ year member]

do the right thing and pay them off as you can. don't listen to these fools who say just stop paying. Your credit is very important..especially if you go to buy a house one day. Things stay on your report for a long period of time.

i didn't say stop paying, i think he should pay them off as fast as he can. I however couldn't pay because i was laid off from my job and couldn't pay, thats the only reason why i didn't pay.

 

[Slammed 5,000+ posts]

do the right thing and pay them off as you can. don't listen to these fools who say just stop paying. Your credit is very important..especially if you go to buy a house one day. Things stay on your report for a long period of time.

haha

thanks //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif

 

[Ali1 10+ year member]

if you plan on living in your current home for the rest of your life

if you plan on keeping the current vehicle for the rest of your life

then....

 

[Fiercetimbo17 10+ year member]

multiple credit cards will kill you, however with that much credit already i bet it will be hard to get a consolidation loan.

However you can get a consolidation loan using your car or something like that as collateral and get a hella cheap loan, just dont miss payments on that or they will jack yo ride