Correct, a fuse is to keep the wire from starting a fire. The amount of amperage going through the wire doesn't matter. Its the size of the wire that matters. You want the fuse to blow before the wire burns up and starts a fire. For your stock alt use 4ga and a 125-150a something like that fuse.The whole point of a fuse is to protect the wire. I'm no electrical engineer, but I'd fuse the wire just below it's maximum amperage capacity. Can't hurt.