Whats in YOUR bank account?

[mobileaudio219 10+ year member]

I think I do pretty well managing my money everything I have is paid for in full now except for my 2008 Civic Hybrid....and its already over a 3rd paid for....and its less than a month old....

If you have 84,000 in your checkings account, why wouldnt you just pay cash for the car, wouldnt it save you interest and fiancing fee's?

Or better yet, if you have 84,000 just sitting around in your checkings account, that must mean you do pretty **** well for yourself, so why a civic hybrid???

And wow, its totally must be real, its not like you can photo shop that.//content.invisioncic.com/y282845/emoticons/wow.gif.23d729408e9177caa2a0ed6a2ba6588e.gif

95% of the people on here saying that have 20,000+ in their accounts are full of crap.

 

[Flipx99 5,000+ posts]

Banks don't give you a return that is profitable on a checking/savings account. That's retarded if done for the interest.

shows what you know. In all seriousness, checking accounts with that balance earn roughly 4-6%, which isn't bad monies.

 

[Pl8er 5,000+ posts]

If you have 84,000 in your checkings account, why wouldnt you just pay cash for the car, wouldnt it save you interest and fiancing fee's?
Or better yet, if you have 84,000 just sitting around in your checkings account, that must mean you do pretty **** well for yourself, so why a civic hybrid???

And wow, its totally must be real, its not like you can photo shop that.//content.invisioncic.com/y282845/emoticons/wow.gif.23d729408e9177caa2a0ed6a2ba6588e.gif

95% of the people on here saying that have 20,000+ in their accounts are full of crap.

Or perhaps paying for everything straight out in cash is a really quick way to get attention that he wouldn't want?

Oh and 60% of statistics are just crap too //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif

 

[Banana Balls 5,000+ posts]

shows what you know. In all seriousness, checking accounts with that balance earn roughly 4-6%, which isn't bad monies.

So where is this line then? At what point does a traditional bank start offering interest on a checking account?

 

[lilmaniac2 5,000+ posts]

So where is this line then? At what point does a traditional bank start offering interest on a checking account?

it may not be much, but my bank has always offered interest on checkings accounts.

mine is currently earning between 1-2%

 

[Flipx99 5,000+ posts]

So where is this line then? At what point does a traditional bank start offering interest on a checking account?

You negotiate it upon making deposit. They don't really advertise it because high net worth people already know. It's kind of like of like you don't see ads for ferarri and such. They don't put it in pamphlets....but walk in with $100k and you can negotiate such things.

 

[Louisiana_CRX 5,000+ posts]

If you have 84,000 in your checkings account, why wouldnt you just pay cash for the car, wouldnt it save you interest and fiancing fee's?
Or better yet, if you have 84,000 just sitting around in your checkings account, that must mean you do pretty **** well for yourself, so why a civic hybrid???

And wow, its totally must be real, its not like you can photo shop that.//content.invisioncic.com/y282845/emoticons/wow.gif.23d729408e9177caa2a0ed6a2ba6588e.gif

95% of the people on here saying that have 20,000+ in their accounts are full of crap.

I got Honda Intrest for 36 months 1.9%

 

[lilmaniac2 5,000+ posts]

You negotiate it upon making deposit. They don't really advertise it because high net worth people already know. It's kind of like of like you don't see ads for ferarri and such. They don't put it in pamphlets....but walk in with $100k and you can negotiate such things.

and the further the decimal moves to the right, the more negotiating power you have //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[Chevillac 5,000+ posts]

I cant save I make 150 a week. By Friday its at 0. Then I get paid and just repeat the process. Some of you mother ****ers are rich. I wouldnt even know what to do if I had 2000 dollars. Shit id have a ****ing buying party.

//content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif

 

[SSS 18734 5,000+ posts]

I'm currently around $21,000. Will be less after I buy another car, though //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[mobileaudio219 10+ year member]

I got Honda Intrest for 36 months 1.9%

Even so, just seems like it would be alot easier to just to pay cash... unless you ddint have it.

 

[lilmaniac2 5,000+ posts]

Even so, just seems like it would be alot easier to just to pay cash... unless you ddint have it.

wrong, there is no reason to buy a vehicle with that much cash. The time value of money along with inflation will allow you to buy something now for money that will be worth less when you pay it back.

In times of inflation borrowing money can be a very good move //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif

 

[terra 5,000+ posts]

$24 in checking

$.57 in savings 1

$9,320 in savings 2

 

[Banana Balls 5,000+ posts]

Even so, just seems like it would be alot easier to just to pay cash... unless you ddint have it.

He just likes to prove that he can still get loans even though he doesn't have shit for credit.

 

[jdawg90 10+ year member]

541 in checking, 50 in savings, and ive got about 100 cash