PayPal help (refunds)

[tEh koRnDog 5,000+ posts]

Go cry in your safety thread.

 

[TurdFergueson2 5,000+ posts]

OK, just checked my bank account today and it shows I'm -$400 in the hole due to a payment to AudioQue. The payment was made and was refunded to me from DJ on Oct 25 the very same day because the amps were not in stock. My PayPal account showed "Refund completed" on the same day.
However, I check my account history today and lo and behold $389 was withdrawn yesterday (Oct 27) by PayPal! Now the other three transactions I had pending for my check card have gone through as well and caused me to overdraft to the tune of $20 each.

Anyone got a refund and this happened to them? Now I'm stuck with $60 in overdraft fees and waiting on the "refund" from PayPal. When can I expect this? Are they gonna pay for my overdraft fees? //content.invisioncic.com/y282845/emoticons/verymad.gif.3f39c5c2fd57527b671fad3efdfac756.gif

Sounds like you didn't have enough money in the bank to do all the transactions. Paypal is linked to your bank yes, but if you are overspending, they have nothing to do with that. I've never been refunded through paypal, so I don't know if the money shows up as soon as the seller clicks refund or not.

 

[cf2004 10+ year member]

edit: nvm

 

[scarolinablazin 10+ year member]

i'd suggest ignoring the people that choose to bash instantly rather than read what happened and give a helpful reply. They are obviously jealous that they couldn't afford a $400 amp and are trying to make their sorry good for nothing ***** feel better about themselves.

 

[tapout 5,000+ posts]

so they did something then...........
OP maybe you should have more money in you checking account

Yeah, cause we all know you are a baller....

 

[CadillacMatt 10+ year member]

Sounds like you didn't have enough money in the bank to do all the transactions. Paypal is linked to your bank yes, but if you are overspending, they have nothing to do with that. I've never been refunded through paypal, so I don't know if the money shows up as soon as the seller clicks refund or not.

I know this I just was not aware PayPal would go through the entire "queueing process" of waiting 2 days, withdrawing the money, and waiting another 3-5 days to refund it when I paid and got refunded all in about 2 hours.

If I would've known this was going to happen I would not have made another purchase on PayPal.

Oh well live and learn I guess.

 

[Lugnutzk 10+ year member]

do a print screen and take it to your bank. tell them what happened. If you were refunded the money before it ever came out of your bank account then paypal had no legal right to take it out.

What the hell are you talking about? He made a payment for $400 and $325. Where was paypal suppose to get the money? this isn't monopoly money. They withdrew $400 for the first payment. then the refund should've went into his paypal account, then it takes 2-3 business days to go back into his bank account. He then ignorantly spend the money without checking his finances and wants paypal to cover his ignorance.

 

[Lugnutzk 10+ year member]

i'd suggest ignoring the people that choose to bash instantly rather than read what happened and give a helpful reply. They are obviously jealous that they couldn't afford a $400 amp and are trying to make their sorry good for nothing ***** feel better about themselves.

We're telling him how it is. He screwed up.

 

[tapout 5,000+ posts]

Honest mistake.

You make payment and when refunded you assumed that since it was instant that it would still be in your acct. Not true. Money only goes to your bank when requested.

 

[TurdFergueson2 5,000+ posts]

No after the payment was refunded I made a $325 payment to a gentleman on RoE for the same amp the next day. THAT was pulled out along with the $389.

That's your fault Brah. You had a refund pending and you went and basically withdrew 325 more dollars from your checking account. Call your bank and if you are in good standing, they might waive one or 2 of them. Don't blame Paypal for doing its job.

 

[scarolinablazin 10+ year member]

What the hell are you talking about? He made a payment for $400 and $325. Where was paypal suppose to get the money? this isn't monopoly money. They withdrew $400 for the first payment. then the refund should've went into his paypal account, then it takes 2-3 business days to go back into his bank account. He then ignorantly spend the money without checking his finances and wants paypal to cover his ignorance.

thats the point, if they actually would have refunded his money as fast as they take money he would have already had HIS money back to cover the 325 that was also payed with paypal. they double dipped his bank account. they couldn't legally take the 400 3 days later if it was refunded.

 

[tapout 5,000+ posts]

What the hell are you talking about? He made a payment for $400 and $325. Where was paypal suppose to get the money? this isn't monopoly money. They withdrew $400 for the first payment. then the refund should've went into his paypal account, then it takes 2-3 business days to go back into his bank account. He then ignorantly spend the money without checking his finances and wants paypal to cover his ignorance.

This is true..

I would have said itnicely but T has never been one to mince words.

 

[ngsm13 5,000+ posts]

Yeah, cause we all know you are a baller....

Lol...

what was that tard's name again?

nG

 

[CadillacMatt 10+ year member]

Honest mistake.
You make payment and when refunded you assumed that since it was instant that it would still be in your acct. Not true. Money only goes to your bank when requested.

Yes this is what I assumed oh well I will deal with the consequences.

And to you assholes who are flaming yes I know I screwed up I was simply trying to understand how exactly the refund process worked and now that I know how it works yes I know I screwed up. I should not have assumed the refund would negate the pending withdrawal on my account. Thank you all wonderful people lol

 

[Lugnutzk 10+ year member]

thats the point, if they actually would have refunded his money as fast as they take money he would have already had HIS money back to cover the 325 that was also payed with paypal. they double dipped his bank account. they couldn't legally take the 400 3 days later if it was refunded.

The $325 was overdrafted because paypal hadn't deposited his $400 fast enough.