Websense ftmfl. //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif My advice: don't combine finances with girlfriends. Too late for this one, but remember it for the future.heres my thread saver! Keep the advice coming, but heres something to look at....Ex girlfriends sis!
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She had insurrance on it when we baught it, but the last i heard, she stopped it cause she couldent pay it or something like that. and i agree bout the rest, but the last part is wrong, the only reason why we did a joint account was cause she couldent get it on her own, i could of got it on my own, but we wanted to get her credit going because she had none. thats y we did a joint.you don't know if she put insurance on it? most loan companies won't let you have a loan unless there is proof of insurance. so who has the insurance on it?
bank has the title until the loan is paid off. it does not matter who is the registered owner, it matters who has the title... so this will not help him in this case. if he is a co-signer and she is not paying, then he becomes 100% legally responsible for payment.
chalk it up to a life lesson learned. you need to seriously sit down with her and discuss this situation. if she is not paying, they will come after you. so perhaps it is in your best interest to pay the full amount of the payment each month because you obviously can't count on her. or have her relinquish the truck to you. you can possibly accomplish this in court, but let this one go and your credit is screwed.
this is the problem with cosigning on a vehicle. best thing to do in a situation like this is A) never do it at all or B) one owner only, that way neither of you has to deal with what happens when you break up. but maybe that would work, and i'm just guessing on this, because neither of you could qualify solely on your own.
be careful with the insurance. if she stopped paying, then you need to take over getting the truck insured. if your loan company finds out, sometimes they will repossess the car because you did not follow terms and have the vehicle insured. and that will only make things worse.She had insurrance on it when we baught it, but the last i heard, she stopped it cause she couldent pay it or something like that. and i agree bout the rest, but the last part is wrong, the only reason why we did a joint account was cause she couldent get it on her own, i could of got it on my own, but we wanted to get her credit going because she had none. thats y we did a joint.
i take it as a lesson learned and im gonna look into a lawyer and see what i can do.
ok dick, im 22 years old.....i was 20 when i did this. dont hate and act like ur perfect or something. I think every post on this thread said it was dumb which i agree, but its too late now. Dont need to come in and talk ****.....You are a ****ing dumbass. I hope you never get that home loan. You aren't smart enough to own a home.
//content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif:laugh://content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif:laugh:Im gonna keep this short and simple! Pretty much i was dating this girl for bout a year and we decided to buy a truck. Ended up doing a joint account. Baught the truck, a month later we split up.