Navigator at my graduation!PIC

[bumpin_blazer 5,000+ posts]

lol idiot..
Nationally the top 10% in the industry make $$18.90 an hour.. so even at 13 hours a day, 5 days a week, thats 76K including time and ahlf for overtime...

And i doubt this 19 year old kid is in the top 10% of the industry..at 19 years old..

Median wage for the industry is $11.99 an hour...

The wage information provided here is produced by the Occupational Employment Statistics (OES) program in cooperation with the U.S. Bureau of Labor Statistics. This wage data has been escalated by the Fourth Quarter 2005 Employment Cost Index.

http://www.mnvu.org/sv/46001.jsp?id=474031

own3d bish

that is one of the best ownage's i think i've seen in a good while. thanks.

 

[iceteebone 5,000+ posts]

not impossible at all to belive he owns that and pays for the truck and eqiupment their is a such thing as credit cards
i have a freind when he barely turned 20 he was making like 1200 a week truck driving. but its cash so kind of under table stuff... and his aunt co signed for him and he bought a brand new denali and put some 24" lexanis paid 5 grand cash.

his about 24 now makes about 1800 a week dunno if he got the hazardous material thing yet

ps you guys should come to LA a bunch of kids running around with those kind of rides but live in the ghetto lol exacaldes benz's mercedese with huge rims and systems but with mommy and daddy and living in the ghetto

a lot of people in the detroit ghetto have navigators but that doesn't mean they paid for them. noobx //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[hoss 5,000+ posts]

just to throw some heat to the argument.

i built fences for 3 years while i was in college. weekly pay could range anywhere from $600-800, after taxes. it isnt seasonal (as long as the demand is still there).

my guesses for this kid are A) drugs B) mommy and daddy C) credit debt ftl D) mommy and daddys drug money.

 

[bumpin_blazer 5,000+ posts]

the thing on credit cards, no way unless he had like 3-5 could he have a high enough limit for even the rims and system.

 

[iceteebone 5,000+ posts]

i'm 21 and have been trying to establish credit and the highest credit limit i could get was $1200.

 

[hoss 5,000+ posts]

i'm 21 and have been trying to establish credit and the highest credit limit i could get was $1200.

one of the first credit cards i ever recieved had a $15k limit. it was immediatly disabled and destroyed.

since then ive recieved two other cards with $12k limits.

all of those were recieved within 2 months of starting to establish my credit.

 

[iceteebone 5,000+ posts]

one of the first credit cards i ever recieved had a $15k limit. it was immediatly disabled and destroyed.
since then ive recieved two other cards with $12k limits.

all of those were recieved within 2 months of starting to establish my credit.

i call BS

//content.invisioncic.com/y282845/emoticons/bsflag.gif.21f42eccd34b7d1eb1608fb1b59b69c3.gif

hell the last card i got only gave me $500, and i've been establishing credit for like a year now. never had a late payment

 

[hoss 5,000+ posts]

call it what you want, i dont have to convince you of anything.

i didnt get my first credit card until a few months ago, im 22 now. i was initially rejected for several cards because of a lack of credit. then within one month i had literally $17k in credit, on several cards. i turned most of them off, kept three to use, and tore the rest up.

the other two high cap cards were a honda card and a suzuki card, each with $12k limits. i pay off my total amount each month, carry god credit. just because you cant get good credit doesent mean that other people cant //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[bumpin_blazer 5,000+ posts]

all it takes is making the full credit payoff amount, not min payment. when i got my first card from citi card i had a 800 limit, within 6 months i paid off my truck then paid off the full amount each month on my credit card and at the 6 month time limit my interest went down like 4% and my limit went up by 5200 dollars. i don't use it much though just use my bank card.

 

[atoz350 10+ year member]

Well if you look, those are 2002 L7s. Whose to say that he didn't ebay all of his stuff and bought old equipment on the cheap?

 

[lilmaniac2 5,000+ posts]

all it takes is making the full credit payoff amount, not min payment. when i got my first card from citi card i had a 800 limit, within 6 months i paid off my truck then paid off the full amount each month on my credit card and at the 6 month time limit my interest went down like 4% and my limit went up by 5200 dollars. i don't use it much though just use my bank card.

If you pay off all of your debt before the end of the term you dont build much credit at all... u build credit by making payments on time over time, not paying stuff off all at once.. in fact if u borrow money and then pay it back quickly some finance companies get pissy about it..

im not an expert by far, but i do sell atvs and finance alot of people

 

[iceteebone 5,000+ posts]

If you pay off all of your debt before the end of the term you dont build much credit at all... u build credit by making payments on time over time, not paying stuff off all at once.. in fact if u borrow money and then pay it back quickly some finance companies get pissy about it..
im not an expert by far, but i do sell atvs and finance alot of people

yea, quick payoffs don't show as a credit. these companies want you to pay interest

 

[lilmaniac2 5,000+ posts]

yea, quick payoffs don't show as a credit. these companies want you to pay interest

not even pay the interest just show that u are responsible enough to make a monthly payment on time... but paying them off beforehand is like stealing money from them so they really dont like that either

 

[bumpin_blazer 5,000+ posts]

If you pay off all of your debt before the end of the term you dont build much credit at all... u build credit by making payments on time over time, not paying stuff off all at once.. in fact if u borrow money and then pay it back quickly some finance companies get pissy about it..
im not an expert by far, but i do sell atvs and finance alot of people

my truck was a 12 month loan and given you aren't an expert and neither am i but i am a financial advisor. i work in student financial aid and i've been around it since i was born as my dad is about the best in that field so i learned from him on the topic of credit.

If you have say a 12 month loan pay it off in 6 months or longer but don't pay off a loan in under 6 months to benefit from a creditor's point of view. when it comes to credit card payments, yes if you pay it off at the end of each month and do not earn interest, that is the best thing you could EVER do in your life. My credit score isn't amazing but again, I'm only 22 and it's higher than 80% of america's.

if you think you'll get a higher credit score by making the min. payment and financing 6-25% all your life then you will be sadly mistaken 5-10 years down the road, depending on age when you try to get a house and they reject you based on your credit score.

 

[1loudsuv 10+ year member]

i call BS
//content.invisioncic.com/y282845/emoticons/bsflag.gif.21f42eccd34b7d1eb1608fb1b59b69c3.gif

hell the last card i got only gave me $500, and i've been establishing credit for like a year now. never had a late payment

i dunno what it is that they depend how much credit you get but i have only gotten credit cards with 1000 limits and im 25 the first credit card my freind with the denali got was $3000 and he was like 18 at the time. my brother when he was around 20 got one for best buy for 4500. i use more then he does //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

ps you guys must really be poor or haters to not belive an 18 year old can buy that he has it doesnt matter how he got it... him>haters.