Navigator at my graduation!PIC

[Chevillac 5,000+ posts]

10 char

 

[gatorgrizz27 10+ year member]

Wow, this is still going huh? Yeah, I agree its a stretch, but I still think its possible. BTW, most ppl charge by the foot, not per hour, and it depends where you are working as well.....

 

[Beerdrnkr 5,000+ posts]

i help where i can lol. this type of crap has been burned into my head since i was like 12. i found out today though my rents might be moving to D.C. for my dad to take some political position on financial aid, sorta hope he doesn't take it so i can still play golf and shit lol.
yeah it's a common thought that paying the min. balance is what you should do but it really doesn't help build credit as much as paying the full monthly balance does. hell if you have like 3 cards right now, cut 1 up use 1 and just keep the other open for like 12-18 months without charging on it. in 18 months cancel the other card you've been using, call up the other card company and be like "i want a low interest rate". my friend did that and had like 4.9% interest at 21 lol.

I haven't read the whole thread, but I wouldn't do this because once you cancel a credit card that you have been responsible with your payments on, it basically erases the history and in turn lowers your credit score. Too bad it doesn't erase the missed payments and whatnot. The Suzie Orman Show has taught me a lot about credit.

 

[bumpin_blazer 5,000+ posts]

where did you hear that? cancelling/closing a credit card that you no longer use doesn't hurt your credit score, if it did then people with 10 credit cards who pay them off would never get out of bad credit.