?, i just confirmed my account through paypal and it says
Make instant payments
Your bank account is now the default payment method and allows you to make instant PayPal payments. Please ensure that there are sufficient funds in your bank account before you send a payment with PayPal.
More funding options
If you would like to use an alternative method (e.g. Debit, Credit card, PayPal Balance), click more funding options on PayPal’s payment pages.
for online purchases do i need the paypal balance thingy or can i just use my checking account balance???