Do any of you insure audio equipment?

[Twistid 5,000+ posts]

I'm updating my insurance policy, and I'm wondering if alot of you insure your audio equipment? USAA is telling me I can put my audio equipment under my home insurance as long as I take pictures and I would be insured up to $2500 with a $250 deductible, if I was ever broken into. They said "All unattached items in my vehicles, or any items that happend to be stolen."

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[revrider1 5,000+ posts]

I have dont it before. Luckily I never had to use it...

 

[duece212 5,000+ posts]

I got an additional 14k in coverage on my truck for "upgrades/accesories" for about an extra 15 bucks/month. Well worth it.

Keep receipts and pics on everything

 

[Scoobydoo 5,000+ posts]

i have full coverage on my car and items inside the car are insured to a certain amount automatically. i can recall how much but my system isnt worth much anyway

 

[fbi90909 5,000+ posts]

i have not talked to my insurance about it.. though, all my shit is bolted down and you realy cannot yank anything out. lol

 

[groundpound4200 5,000+ posts]

hmmm... I can never get a straight answer on whether this is covered and I work for an insurance company:crazy: Im gonna have to call an underwriter tomorrow

 

[Twistid 5,000+ posts]

Yes there telling me $100 a year for $2500 coverage with $250 deductable. Crazy!

edit::: I meant a year, not a month LOL

 

[tc3k101 5,000+ posts]

do it when my dads car got totalled he ended up getting 17k for his stereo.

 

[IDSkoT 5,000+ posts]

do it when my dads car got totalled he ended up getting 17k for his stereo.

That's nuts, dude. Was it worth 17K?

 

[Twistid 5,000+ posts]

Woot! My insurance went down from $150 a month to $70 , MOAR BEER MONIES!!!

 

[tc3k101 5,000+ posts]

That's nuts, dude. Was it worth 17K?

yes it was, if i could dig up pics i would show u guys. donpisto has seen some of the pics.

 

[lil_italy773 10+ year member]

do it when my dads car got totalled he ended up getting 17k for his stereo.

¿¿17 grand WTF was in the trunk and the inside of it??

yes i insure all of my audio gear, have make sure there pics and proof of purchase

 

[tc3k101 5,000+ posts]

¿¿17 grand WTF was in the trunk and the inside of it??

wasnt just the trunk the car got hit when parked on our street. the truck that hit it was racing a civic and smashed the car up like a accordian.

total of 36 mids&tweets

4 12s in the trunk idk how many amps i can ask when he gets home.

all the runs of wire and the custom door panels wrapped in leater etc etc..

two decks. yes he had two in his car. it was a mustang, looked really cool.

he had a bunch of custom ish on it. he ended up getting like 15 for the car itself after all mods. ie rims tires body kits engine work.

totaled up with 33k?? but thats only cause he was going to sue cause AAA said he didnt insure anything when he did.