Discover Credit Card offer

[CL1CKCLACK 5,000+ posts]

You can either try signing up for CreditKarma and using their credit card recommending tool or try one of these:
No Credit Credit Cards - CreditCards.com

Best case scenario will probably be a $300 credit limit to start with. Whatever you do, don't max it out, don't go over, and make sure to pay it on time. I'd recommend just using it for gas or something at first.

Yeah. obviously just use it for small stuff. probably try and keep it under 100 or 200 bucks a month. just trying to build up some credit for after highschool. money is no issue right now, as i am living at home and working full time making $13/hr but just thinking about the future.

 

[CL1CKCLACK 5,000+ posts]

Discover Student Card Review | Apply Online

What do you think about this one? pros and cons?

 

[dragonrage 10+ year member]

Personally, I'd stick to Visa or MC because they are more commonly accepted. But if you want to try Discover, that's up to you. It's not like I've tried that card, so I can't exactly say from experience that it *****. Me telling you that I dislike Discover isn't worth all that much.

 

[Flipx99 5,000+ posts]

Discover Student Card Review | Apply Online
What do you think about this one? pros and cons?

Send me your email and I can send you this offer. I have no idea what other promos they will offer except the $50. You may also be able to get the student card as well. I don't know

 

---------- Post added at 01:06 PM ---------- Previous post was at 01:05 PM ----------

 

Personally, I'd stick to Visa or MC because they are more commonly accepted. But if you want to try Discover, that's up to you. It's not like I've tried that card, so I can't exactly say from experience that it *****. Me telling you that I dislike Discover isn't worth all that much.

Apparently the discover thing is very geographic. Those in the southeast generally do not have a problem. Seems like there is some issues in CA and perhaps in your neck of the woods as well. I haven't ever had an issue, even internationally.

 

[TheUnderFighter 10+ year member]

I've been very pleased with my Discover card service. They had the best offers when I signed up a couple years ago, best rates, most fair and straight forward. Vise and MC were looking to **** a first time applicant. I use the card for as much as I have to cover it in my account, and pay it off in full each month. Earning cashback rewards is nice, and they have seasonal bonuses that vary, sometimes it's double rewards on gas, or retail, or food, etc etc.

 

[dragonrage 10+ year member]

Apparently the discover thing is very geographic. Those in the southeast generally do not have a problem. Seems like there is some issues in CA and perhaps in your neck of the woods as well. I haven't ever had an issue, even internationally.

I honestly have been told "Visa or Mastercard only" at a lot of places meaning no Discover or AmEx. And some places Visa/MC/AmEx, no Discover. Not that I NEVER see Discover accepted, but it's not uncommon at all for me to find a place where it's not accepted. Especially doctor's/dentist's offices and such. And yes, I've been to many of those, unfortunately.

 

[ace_800 5,000+ posts]

cash payments, loan from bank

And you got that loan with no credit right?

 

[ace_800 5,000+ posts]

Discover Student Card Review | Apply Online
What do you think about this one? pros and cons?

Honestly you probably won't get approved. You best bet would be to go to your bank/FCU and apply for their CC. I couldn't get a discover or even a Sears card until I had something established.

 

[Flipx99 5,000+ posts]

PMs are cleared. Apparently the limit was lowered sometime between 2009 and today.