Discover Credit Card offer

[Jsantoyo89]

i have a credit limit of 3k so i spent what i had and then put the card away so i won't use till i have money to spend on something lol! Sweet cause i am going to be paying that **** school loan off for quite some time lol

 

[Flipx99 5,000+ posts]

If there are other better incentives, perhaps post them as well. I am all for making money. I could care less about a credit score.

 

[brodeisel 10+ year member]

Can i buy blow and hookers with a credit card?

 

[ace_800 5,000+ posts]

I only have a debit card. If I had a credit card I would pay if off at the end of the month so I don't have to pay interest. I am jsut too lazy want to have to deal with that.

I pay mine off every month, rack up the point....I get about 75/mo back from discover, no intrest fees.

 

[05trailblazer 10+ year member]

i just use debit. dont need to go out there and spend on tons of items and think i'm rich... no wonder USA is in debt...

 

[ace_800 5,000+ posts]

i just use debit. dont need to go out there and spend on tons of items and think i'm rich... no wonder USA is in debt...

Again try buying a house or a big purchase with no credit....unless you're rich like that

 

[Flipx99 5,000+ posts]

I bought my new car with cash. Actually it was a cashier's check. They didn't want cash.

 

[dragonrage 10+ year member]

I bought my new car with cash. Actually it was a cashier's check. They didn't want cash.

Know what's even better? 0% APR financing (because the 0% APR lets me defer/stretch out the payment without having to pay interest in return). (But hey, it's always nice to be able to throw that kind of money around.)

 

[05trailblazer 10+ year member]

cash payments, loan from bank

 

[sam_b03 10+ year member]

theyreally need to change the legal limit on how much cash you can carry. I think they set the $10K limit n the 70's or 80's due the drug trade. It sad when you cant even bring cash to negoitate a new car purchase. Green backs on a salesman's desk is harder to turn down that 0's on a check.

 

[AlterEgo99 5,000+ posts]

I already have a Discover card...only one of two cards that I have. Cash is king with me baby. //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif

 

[Flipx99 5,000+ posts]

Know what's even better? 0% APR financing (because the 0% APR lets me defer/stretch out the payment without having to pay interest in return). (But hey, it's always nice to be able to throw that kind of money around.)

I see. I just don't like having to make a payment. I also do not sign contracts for the same reason.

theyreally need to change the legal limit on how much cash you can carry. I think they set the $10K limit n the 70's or 80's due the drug trade. It sad when you cant even bring cash to negoitate a new car purchase. Green backs on a salesman's desk is harder to turn down that 0's on a check.

Agreed.

 

[dragonrage 10+ year member]

I see. I just don't like having to make a payment. I also do not sign contracts for the same reason.

You have just made all the payments up front. I'm stretching them over time without interest.

 

[CL1CKCLACK 5,000+ posts]

So... i just turned 18 a few months ago. and am thinking about getting one, so like mentioned before i can start building credit for the future. where do i start? lol and who should i go with...

 

[dragonrage 10+ year member]

So... i just turned 18 a few months ago. and am thinking about getting one, so like mentioned before i can start building credit for the future. where do i start? lol and who should i go with...

You can either try signing up for CreditKarma and using their credit card recommending tool or try one of these:

No Credit Credit Cards - CreditCards.com

Best case scenario will probably be a $300 credit limit to start with. Whatever you do, don't max it out, don't go over, and make sure to pay it on time. I'd recommend just using it for gas or something at first.