Crunk Times, My friend.....Crunk Times

[faulkton 5,000+ posts]

ya its too easy.

 

[Chevillac 5,000+ posts]

my convicts are going to fuck pretty soon. gonna turn up the heat tomorrow.

 

[DBfan187 5,000+ posts]

my convicts are going to fuck pretty soon. gonna turn up the heat tomorrow.

So you're gonna film a lemon party at a prison tomorrow? Memoirs of Dropping the Soap gonna be the title?

 

[Chevillac 5,000+ posts]

So you're gonna film a lemon party at a prison tomorrow? Memoirs of Dropping the Soap gonna be the title?

pretty much

 

[Flipx99 5,000+ posts]

Agreed, I figured handgun and obama threads were getting a bit old so it was time to switch it up.
I do have to admit though once they hit about 150 replies I start to get bored with the repetitiveness of it.

Well, since people come on in shifts, you have those latecomers who think they are going to present brand new and well thought out information...

I used to be that guy until I decided I will read the thread in its entirity before poasting.

 

[WhoSayWho? 5,000+ posts]

Corey, do you carry collision or just liability on your auto policy?

 

[Chevillac 5,000+ posts]

Corey, do you carry collision or just liability on your auto policy?

full coverage. liability doesnt do shit haha.

 

[Jameseypoo 5,000+ posts]

i just have liability //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[Chevillac 5,000+ posts]

i just have liability //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

it saves money. I used to only pay like $60 on my old cadillac

 

[WhoSayWho? 5,000+ posts]

full coverage. liability doesnt do shit haha.

Hmm, what coversations have you had with your insurer about this situation?

i just have liability //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

Depending on the value of the vehicle it may not be the worst thing in the world.

I have no idea how Indiana's system works regarding uninsured motorists but this is something you need to look at if your state is like mine. Let me know if you need more info on this.

 

[DBfan187 5,000+ posts]

I have full coverage for $98mon on my truck. I have to have it or the bank wouldn't give me a loan.

 

[Flipx99 5,000+ posts]

That car I sold my friend wasn't insured. He is an uninsured motorist.

 

[Flipx99 5,000+ posts]

I have full coverage on my truck until I get a car. Then, because it's a truck, I can call it a utility vehicle and save $$.

 

[Chevillac 5,000+ posts]

Hmm, what coversations have you had with your insurer about this situation?


Depending on the value of the vehicle it may not be the worst thing in the world.

I have no idea how Indiana's system works regarding uninsured motorists but this is something you need to look at if your state is like mine. Let me know if you need more info on this.

I called them first, thinking thats what I was supposed to do, at least let them know what happened. I was told that the only reason I should be calling them is if i wanted to file the claim through them (allstate) pay the deductable and then after that they would pursue her and her insurance company. Once they did that, I would get my money back depending on what they (her insurance and my insurance) decided/settled. Two people from allstate advised me to just file with her insurance company and only call allstate if I have an issue like I am right now, because thats the only way I wouldnt have to put money up.

I will probably call allstate next week if her insurance company doesnt get back to me.

 

[WhoSayWho? 5,000+ posts]

I usually keep collision on anything worth more than 3k or so as the price is typically not much difference, maybe $25/mo.
For beaters which I have not had in a while I have never gotten it.

I also never understood states that do not require insurance, if they hit you then you are basically stuck trying to sue them in which case if they are deadbeats you get nothing regardless.

Does your insurance pick it up? Assuming that is part of the 'Coverage for uninsured motorists' on my policy?

Yeah, that's what UM does. Liability is required here, but there are still a ton of people who do not have insurance.

Also, even of they have liability they may not have enough coverage. If, fo examply, they have 25k and you have more damges than that then they are underinsured.

In that instance, if you have 100,000 then you could collect up to 75k from your insurer. If you have two vehicles, each with 100k in UM, you can stack those policies so that you really have 200k in UM coverage.

Different states may have different laws, but that is fairly standard.