credit repair.......

[faulkton 5,000+ posts]

who needs credit?!

 

[faulkton 5,000+ posts]

credit id fo suckas

 

[elementxero 10+ year member]

your right.and i appologize for that..everything just got so hectic and ive been tryin scramble to get all this money to pay all these huge bills

Don't sweat it dude I've been there.

Someone else just bought it anyways so no harm done //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[BoomBoomBoy 10+ year member]

I got tired of paying ridiculous interest and cut up my cc cards.

 

[NEXT 10+ year member]

Anyone know what you can do about medical bills?

I have $2600 in CC debt but about $15,000 in medical bills

 

[gr1m 10+ year member]

tell them you lost your job and want to settle. they'll prolly settle since they think you don't have a job and they want to get paid something rather than nothing. very important to get a letter of deletion, and yes get it in writing first then pay them. soon as you get that letter of deletion, fwd it to the 3 credit bureaus, and by law they have 30days to respond to your request or they'll have to delete it from your cred report.

 

[1loudsuv 10+ year member]

heh my girl has owed this one credit card taht was at first 200 and we sent them the payment but they say they didnt process it till after it was due even though they got it a week before it was due.

now its at $900 but its been two years close to 3. california statue of limitations only gives them 4 years to collect and i aint paying them shit

 

[bigbangtheory 5,000+ posts]

Not sure what you mean by credit repair. But I was a good 60,000 bucks in debt a few years ago and just clamied chapter 7, which if I remember was clearing all funds. Well I dont regret doing it that much. Reason being that I just started getting back into debt with cc's. I am at about 5gs right now. I suggest if you try and do this repair thing or decide to go bankrupt then dont and I repeat dont get any credit cards till you are finically stable. I do ok for myself, but not enough to put large payments down on the cc bill. So I just usually make minimmum payments. I hate being in finical debt, but I did do it too myself. I guess people like me never learn. //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif Good luck on getting your shit straighted out.

 

[05fronty 5,000+ posts]

Anyone know what you can do about medical bills?

I have $2600 in CC debt but about $15,000 in medical bills

i had like a 1000 dollars in hospital bills. if you just pay them a little at a time they can't do anything to you untill you have it paid off.

 

[Phat]

About 3 years ago I had $12,000 in credit card debt and had a vehicle repossed. My credit score was under 600, since then I've paid everything off and my credit score is over 700 now. Good enough that I was able to get a loan for a new vehicle at an 8% interest rate.

 

[faulkton 5,000+ posts]

my credit score is 12.

 

[CapzNCoilz 10+ year member]

my credit score is 12.

you are annoying and contribute nothing.

On a lighter note,

Don't sign up for those Credit advisors that "make your payments lower," that is all a bunch of crap.

Just work with the debtors and make as big of payments as you can.

 

[faulkton 5,000+ posts]

you are annoying and contribute nothing.

i try.

 

[elementxero 10+ year member]

you are annoying and contribute nothing.

Not that I disagree, but 99% of the people here can be described as such.

 

[Phat]

not I.