Car Audio Insurance?

[Chevyaudio 5,000+ posts]

Have any of you Guys ever had a Insurance policy on your audio gear, or did your regular car insurance policy cover stolen gear? I was wondering because im going to college in an area notorious for car stereo theft? If you do/did have a policy what kind of policy was it?

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[swimfreak26 10+ year member]

With State Farm if you have comprehensive coverage, your audio equipment is covered. They require you to come into the office and get pictures of your stuff taken, and they take an inventory...then if anything gets stolen you get the cash for it assuming you have receipts.

 

[tRiGgEr 5,000+ posts]

I have an alarm, and a bat...

 

[Chevyaudio 5,000+ posts]

yeah, ive got comprehensive, and state farm, now all i have to do is round up receipts, oh and i have an alarm and bat too.

 

[tRiGgEr 5,000+ posts]

and bat too.

Better be a louisville slugger. And you had better know how to use it Don't want to go killing someone now do ya...

 

[traksta15 10+ year member]

i have liability only, but i do have an alarm, bat and i've helped most of the druggy thieves with their systems, so im in good graces.............

 

[Chevyaudio 5,000+ posts]

When i had my ford explorer with my Rockford Fosgate HE2's , and was younger and dumber (see this is when i thought it was super cool to put vinyl all over my truck stating what audio equipment i had) , a group of people, actually brought a tow truck and tried to steal my whole truck out of my garage, well my parents garage, my dad ended up shooting one of them in the leg, but the son of B!tch got away, ever since then ive been paranoid about getting broken into.

 

[tRiGgEr 5,000+ posts]

Nevermind.... //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

 

[jacko 10+ year member]

I have Farmers Insurance, and they actually have "stereo equipment" coverage. It covers your stereo equip, and cd's, tapes, etc. You pick the amount of coverage that you want(I have $1000 coverage) and it costs based on how much you want, for instance mine is $50 every 6mo. They will pay to replace everything at retail value.

 

[Chevyaudio 5,000+ posts]

Nevermind.... //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

I was 15 when that happened im no longer like that, though i do have 20 inch rims on my new truck, no more vinyls,