A 4 channel will let you fade front/back and left/right... not only that, but you can then bridge two channels to make the 4 channel a 2 channel. So you get both a 4 and 2 channel if you buy a 4 channel. I guess the only down side is that 4 channels don't usually push out more power than a 2 channel and cost a little bit more
EX:
4 channel 50x4 = 50 watts per speaker (4 speakers)
4 channel 50x4 bridged = 50 watts per speaker (4 speakers)
2 channel 100x2 = 50 watts per speaker...
ok, the example is like crap with no ohms or anything, but you get the idea...
also if you don't have components, you may want to consider getting a two channel. Let me explain: in a few cars I've listen to with no components, the driver and passenger's legs get in the way of the speaker in the front (mainly the tweeter) and the sound gets muffled, so you want more power to the front than to the back so you get better sound balance. so if you get the two channel, you can then fade front and back by hooking up the left channel to the back and the right channel to the front... (kinda ghetto way of doing it but... oh well) and have your HU fade to the right(ie front) a few clicks.... 2 channel gives you more power to work with too... especially if your speakers are going to be a 2 ohm load...
don't know much about hifonics amps.... //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif