I’m not retired, yet I’m technically not afraid of a bad economy for myself, but I don’t want the opportunity for my labor to pay well to disappear either. From what I see out here in the economy, not many people can really outwork me on the physical labor side of things, so I will always be able to take someone’s job who works lazy if my business fails. I started a business cleaning only construction sites, which turns into a lot of construction labor type work, using stairs before the elevator is working, carrying buffers up 6 floors, dropping 8 floors from ropes to clean outside glass, etc. I pay well, and still, most people will work 1 day and quit. I’ve worked onsite for many years now, and I just control the jobs and do the harder stuff myself and hire cleaning girls to do the regular everyday cleaning work. Seems to me that I will always be able to take someone’s job somewhere if I need to.