What is your.....

[azbass 5,000+ posts]

is it you keep getting it ran, as in buying a new car.

 

[hzsogood 5,000+ posts]

When car companies have there 0% , 1.9% financing and all that i realize you need pretty good credit.. Anyone know what score?? I thought ann a paper was 720 or so

 

[Prowler573 5,000+ posts]

803 FTW.

I own exactly one credit card and I buy one tank of gas on it each and every month. It gets paid in full at the end of the month so I never have to pay one red cent in interest on what I charge and the continual cycle of borrow/repay has done wonders for my credit over the period of several years.

I qualify to borrow considerably more than I make....which my bank reminds me of quite frequently when trying to sell me a loan.

 

[bigbangtheory 5,000+ posts]

Yea, true, but if you only are doing it when your buying something i only think its a few points, which you'll gain back in the 1st month.. My first car i bought was 18.9% on $10,000 i paid almost 19 i believe for the car when my credit was 510 i believe .. ( bad bad //content.invisioncic.com/y282845/emoticons/up2something.gif.dd110ecf3ae4b76050d87598f2f8de7c.gif ) Now im at 8.9% on 10 g with a 640 and its going up because im alot more responsible now and actually pay my loan instead of buy beer

Haha, good man, good man. I did stopid stuff as well when I was younger. I am just a hair over 700. So its looking good. I need to combine my CC's though.

Also this is with a bankruptcy no more than a few years ago.//content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

 

[hzsogood 5,000+ posts]

I need to do exactly what your doing.. Charge a few tanks of gas a month on the card then pay it all off .. those little thing s can be big if consistent.. Is there an actual free credit report from all 3 bureaus? Or do you have to get each on individually

1) Equifax

2) Experian

3) ***** Union

I believe the only one ive ever been checked on for any loan in Equifax, and i know that bureau is clean but i just want to double check on the other 2 to see where im at

 

[bigbangtheory 5,000+ posts]

803 FTW.
I own exactly one credit card and I buy one tank of gas on it each and every month. It gets paid in full at the end of the month so I never have to pay one red cent in interest on what I charge and the continual cycle of borrow/repay has done wonders for my credit over the period of several years.

I qualify to borrow considerably more than I make....which my bank reminds me of quite frequently when trying to sell me a loan.

What is your SS # please? //content.invisioncic.com/y282845/emoticons/naughty.gif.94359f346c0f1259df8038d60b41863e.gif

 

[Prowler573 5,000+ posts]

What is your SS # please? //content.invisioncic.com/y282845/emoticons/naughty.gif.94359f346c0f1259df8038d60b41863e.gif

123-45-6789

Enjoy.

 

[Silver 10+ year member]

180

 

[bigbangtheory 5,000+ posts]

123-45-6789
Enjoy.

My scanner here says that it brings up "Heywouldyablowme!"

You crazy bish you.//content.invisioncic.com/y282845/emoticons/crazy.gif.c13912c32de98515d3142759a824dae7.gif

 

[bigbangtheory 5,000+ posts]

180

Can it really go that low, lol!

 

[Prowler573 5,000+ posts]

My scanner here says that it brings up "Heywouldyablowme!"
You crazy bish you.//content.invisioncic.com/y282845/emoticons/crazy.gif.c13912c32de98515d3142759a824dae7.gif

That's Haywood Jablowmee.

Cape Giradiau (sp?), Missouri.

 

[Phrozt 10+ year member]

I went through equifax and it didn't tell me :/

I do know that I have 9 accounts, 6 closed, 3 open, and all (9) in good standing.

0 accounts in bad standing, and only 1 other inquiry for this year (my cellphone)

so it's probably pretty good

 

[Expy2K 10+ year member]

5 accounts

Best Buy

CapitalOne

GM Card

Bank of America

Washington Mutual

its in the 700s

//content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[bigbangtheory 5,000+ posts]

That's Haywood Jablowmee.
Cape Giradiau (sp?), Missouri.

I know, I know. You always have to one up me. I am gonna call you the oneupper guy. //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[Phrozt 10+ year member]

where are you guys going to get the scores??

Again, I went to equifax... got a whole crapton of info I already knew about myself, and no score