went to go cash my financial aid check today and..

[faulkton 5,000+ posts]

but he is probably right.. they will charge you fee's. Close the account.

 

[noob with an RS 10+ year member]

Print this out and take it back to that Wells Fargo branch........

Wells Fargo Bank Settles California Check-Cashing Suit

LOS ANGELES--(BUSINESS WIRE)--Sept. 6, 2005--Wells Fargo Bank has settled a California class action lawsuit about its $5 check cashing fee. The suit was brought April of last year by Chaffee Enterprises on behalf of California employers who claim that the bank's check cashing fee, charged to non-accountholder employees, could place employers in violation of the California Labor Code.

http://www.lawyersandsettlements.com/press_releases/sept605-wells.html

but the next paragraph reads

Under the terms of the settlement, Wells Fargo will offer free direct deposit for certain small business customers for a period of one year commencing September 1, 2005

that means theyre allowed to charge me that 5 dollar fee right?

 

[Rich B 5,000+ posts]

but the next paragraph reads
that means theyre allowed to charge me that 5 dollar fee right?

Yeah, on second reading it sounds like it.

Besides, I forgot his was a student loan check so it wouldnt apply anyway.

 

[noob with an RS 10+ year member]

**** i just remembered that i applied for a secured credit card while i was there.. if i cancel the account that card wont be valid if approved right?

 

[Calikid 5,000+ posts]

i say, u gotta cancel the account before they start charging u fees up the ***.

 

[faulkton 5,000+ posts]

**** i just remembered that i applied for a secured credit card while i was there.. if i cancel the account that card wont be valid if approved right?

lol its a secured card. You can get one of those easy from a million places, even with terrible credit.

try capital one.

 

[AJ²06 5,000+ posts]

wells fargo rapes you in the *** with hidden fees and they charge you for things that every other bank gives for free. close that account right now, and go with like a credit union or something. my favorite bank is usbank, cuz they give out 5's at their atms/

//content.invisioncic.com/y282845/emoticons/eek.gif.771b7a90cf45cabdc554ff1121c21c4a.gif U serious!?!!

 

[Calikid 5,000+ posts]

man, its all about CitiBank. //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

 

[noob with an RS 10+ year member]

lol its a secured card. You can get one of those easy from a million places, even with terrible credit.
try capital one.

really? that motherfuccer told me i might even be declined my secured credit card.. because i got declined from student credit card due to a 200 dollar debt on my credit file

 

[faulkton 5,000+ posts]

credit unions are the shiz for riz.

its nice when you can talk face to face with the guy who decides if you get the loan or not. Build a good relationship with the loan officer and they will treat you right.

 

[faulkton 5,000+ posts]

really? that motherfuccer told me i might even be declined my secured credit card.. because i got declined from student credit card due to a 200 dollar debt on my credit file

he was just talking out his ***. Pretty much anyone can get a secured credit card. I mean you send in cash for you credit limit... there is no way to screw them over.

 

[wilzyx 5,000+ posts]

//content.invisioncic.com/y282845/emoticons/eek.gif.771b7a90cf45cabdc554ff1121c21c4a.gif U serious!?!!

yep

 

[SATX210]

before i went i called to ask if wells fargo could cash my check even if i was just a calcoast CU member and he said of course (the check had wells fargo printed on it).. he said to go see him before cashing his check if anything. when i got there he said "im going to go ahead and sign u up with an account with wells fargo".. i asked if i needed to and he explained it would be better.. well i ended signing up and about 45 minutes into the process i started wondering if i shouldve just cashed it without signing up and left.. i dont know much about banking but i think he mentioned they might've charged me a 5 dollar fee if i wasnt a member or something like that.. but am i being scammed in any way by signing up with them? in other words, was he getting commission by having me sign up and is ther any hidden fees or anything i should look out for? and now that i have two bank accounts, what would be the wise thing to do? which one should i keep my money deposited in? i pretty much have nothing really in my Calcoast CU account and now have a grand in this new wells fargo account (thanks to my finan aid check).. is there a difference with keeping my money in each one? is it interest rates or will they be the same?

you are as dumb as your mom by not reading the fine print and getting suckered into a bank account you dont need. i have free checking/savings at bank of america, but its only cuz i have over 5k in at all times. comes with free checks, free investment advice, free cashier checks, and a discount on my spurs season tickets.