noob with an RS
10+ year member
i poop on you
before i went i called to ask if wells fargo could cash my check even if i was just a calcoast CU member and he said of course (the check had wells fargo printed on it).. he said to go see him before cashing his check if anything. when i got there he said "im going to go ahead and sign u up with an account with wells fargo".. i asked if i needed to and he explained it would be better.. well i ended signing up and about 45 minutes into the process i started wondering if i shouldve just cashed it without signing up and left.. i dont know much about banking but i think he mentioned they might've charged me a 5 dollar fee if i wasnt a member or something like that.. but am i being scammed in any way by signing up with them? in other words, was he getting commission by having me sign up and is ther any hidden fees or anything i should look out for? and now that i have two bank accounts, what would be the wise thing to do? which one should i keep my money deposited in? i pretty much have nothing really in my Calcoast CU account and now have a grand in this new wells fargo account (thanks to my finan aid check).. is there a difference with keeping my money in each one? is it interest rates or will they be the same?
