Wachovia vs Bank of America

[tRidiot 10+ year member]

i use wachovia for their ease of online banking/bill pay/transfers

This is exactly why I use BoA. lol I can't BELIEVE how much **** I can do online with these folks... and I also can't believe how long I stayed with a small-town "local" bank for their supposed "service". lol

It seems like every other week since I joined BoA a few months ago, I find out something new about the available services that wows me.

 

[Rmsanger 10+ year member]

Been with Wachovia ever since they bought out South Trust...

No Complaints.

 

[IamDeMan 5,000+ posts]

I chose Wachovia because of a program they had. They no longer offer it, but we are grandfathered in. Both me and my wife do Direct Deposits for our paychecks. Under this plan as long as one paycheck is Directly deposited and we don't use actual tellers more than twice in a month, we aren't charged various fees for anything. One of the fees waived is charges for using other banks ATMs. that was the main kicker for me signing up for it. We are contemplating Going with Chuck soo though. Even though their are no branches near us, it would make sense because we don't use local branches anyways. Chuck refunds the fees other banks charge you on ATMs. We could get out checks directly deposited to Chuck and not pay a **** dime for any ATm and that is sounding really good.

 

[Flipx99 5,000+ posts]

I use BoA, SunTrust, and a local credit union.

 

[Flipx99 5,000+ posts]

This is exactly why I use BoA. lol I can't BELIEVE how much **** I can do online with these folks... and I also can't believe how long I stayed with a small-town "local" bank for their supposed "service". lol
It seems like every other week since I joined BoA a few months ago, I find out something new about the available services that wows me.

Indeed. BoA allows me to watch my portfolio during the day even though e-trade is blocked at work. It's pretty nifty...and I haven't seen any of the fees others have seen.

 

[TylerBD12 10+ year member]

I use Bank of America. They have a very good online banking system. They're customer service is always good when i need it. And a few months ago i had my card info stolen and someone made some purchases with it, they handled it very quickly and i got every single cent back in 3 days.

 

[Andrew12 10+ year member]

Don't just look for a bank. Look for a friend.

 

[mazzasec 5,000+ posts]

I Hate Wachovia

 

[snoopdan 5,000+ posts]

Indeed. BoA allows me to watch my portfolio during the day even though e-trade is blocked at work. It's pretty nifty...and I haven't seen any of the fees others have seen.

thats it, im reporting you to DKO //content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif

 

[krisfnbz 10+ year member]

all 3 good banks but I would say bank of america because it is the biggest bank in the US

 

[bdawson72 5,000+ posts]

I Hate Wachovia

Why?

 

[dman4486 5,000+ posts]

just thought about this too, but if you also want a savings account, then look for whomever offers the highest interest rate

 

[bdawson72 5,000+ posts]

How much does bank of america charge if you use a non BoA ATM?

 

[bdawson72 5,000+ posts]

anyone?

 

[Flipx99 5,000+ posts]

I dunno...never tried.

Also, since you cash your checks, BoA will be more expensive.

Many of the fines end when you sign up for direct deposit.

 

[Trey803 5,000+ posts]

no B of A in Auburn so I have to use Wachovia....but so far so good

 

[bdawson72 5,000+ posts]

I Hate Wachovia

I dunno...never tried.
Also, since you cash your checks, BoA will be more expensive.

Many of the fines end when you sign up for direct deposit.

What fees/fines?

 

[bdawson72 5,000+ posts]

I dunno...never tried.
Also, since you cash your checks, BoA will be more expensive.

Many of the fines end when you sign up for direct deposit.

What fees/fines?

 

[Flipx99 5,000+ posts]

What fees/fines?

minimum balance, checks, and a few other things. It is on the website.

I have direct deposit and no issue.

You do know with Lowe's you can do both...

you can get a paper check and direct deposit....so you can DD enough to take advantage of the low fees and still cash it.

 

[Trey803 5,000+ posts]

o yea Wachovia rapes you on overdrafts....but I think almost every bank does this