As a GM owner and one who owned a '99 Silverado until last year when the ****** blew (235K miles), TRUST ME when I say, a truck/car loan payment would be preferable to the maintenance costs as the vehicle gets older. Sure, you are not paying every month, but when the maintenance costs do hit, they tend to hit B-I-G. When those costs are divided by 12, you will wish you had a loan payment and the thing was under warranty. $1,800 for a rebuilt rear diff and axle, $900 for a rebuilt front diff, $300-$400 for new fuel pump (replaced 3 times), new alternator (stock, OEM died), new water pump, various suspension parts that just rust and fall off over time, new rear leaf springs, tires, tires, tires, etc., etc., etc. It adds up. //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif