Lowest interest CC

[nosaj070 10+ year member]

Assuming you use a credit card correctly you shouldn't even need to worry about the interest rate. If you pay back everything in full at the end of each month the itnerest rate will never come into play. If you don't have the money to buy something a credit card is no way to do it, if you are young its a very good thing to boost your credit rating because you will need it in the future.

 

[JAZN 5,000+ posts]

Assuming you use a credit card correctly you shouldn't even need to worry about the interest rate. If you pay back everything in full at the end of each month the itnerest rate will never come into play. If you don't have the money to buy something a credit card is no way to do it, if you are young its a very good thing to boost your credit rating because you will need it in the future.

x2, i never miss a payment. then again, u do realize how many americans are in debt. there're so many tantalizing car audio deals out there too //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

i cosigned with the mom on wells fargo so i got a platinum. credit line was at 300, now it's somewhere around 3k. my philosophy: if you can put it on the debit, then go ahead an put it on the credit. itll help build your credit.

good luck spending.

 

[ChuteBoxe515 10+ year member]

You can get a platinum only if your parents co-sign for you.

I got it by myself and it was $1000...I guess I was special...

 

[fatryan 5,000+ posts]

i just got a citibank last night with 0%intro for 12 months, then 9.99% after that

 

[AznRevlAzn 10+ year member]

yeah i need to get a credit card as well, where can i get one? i am 19 and now using a debit card which is a bit annoying.

 

[bonesninja 5,000+ posts]

i've had a citibank visa for 12 years now, its at 4%percent interest and a 7500 dollar limit.

 

[fatryan 5,000+ posts]

i've had a citibank visa for 12 years now, its at 4%percent interest and a 7500 dollar limit.

D*MN!! 4% interest!?!? ive never heard of lower than 7%? crap, i wish mine was that low...

 

[Bigrick31 10+ year member]

ive got a pretty decent one through bank 1 which is now chase. $700 limit. no intrest for 6 months and then it goes to something like 12-14% after that