Lowest interest CC

9.9%apr is the best i ever had. it was from bank of america. all i did was open a savings account with them and they sent me the offer.

most of my cc banks won't go under 14.9% but i keep them around anyhow.

capitol one was the only card i ever had that would not drop the annual fee so i dropped them and won't go back. i actually try to turn people away from them. now that i think of it...don't get a capitol one cc.

 
you can, it was the first cc I ever owned...
Me 3.

If you are related to someone in the military (or if your in the military), you can get a card from Pentagon Federal Credit Union. Theyre rate is 8.99%, thats the lowest ive seen. Im not sure if they have any 0% intro rate deals though. go to PenFed.org

 
well i applied and got approved on a chase card. no annual fees, 0% interest rate until october of 2006 and 7.9% after that //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

 
jesus1.gif
 
Assuming you use a credit card correctly you shouldn't even need to worry about the interest rate. If you pay back everything in full at the end of each month the itnerest rate will never come into play. If you don't have the money to buy something a credit card is no way to do it, if you are young its a very good thing to boost your credit rating because you will need it in the future.

 
Assuming you use a credit card correctly you shouldn't even need to worry about the interest rate. If you pay back everything in full at the end of each month the itnerest rate will never come into play. If you don't have the money to buy something a credit card is no way to do it, if you are young its a very good thing to boost your credit rating because you will need it in the future.
x2, i never miss a payment. then again, u do realize how many americans are in debt. there're so many tantalizing car audio deals out there too //content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif

i cosigned with the mom on wells fargo so i got a platinum. credit line was at 300, now it's somewhere around 3k. my philosophy: if you can put it on the debit, then go ahead an put it on the credit. itll help build your credit.

good luck spending.

 
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