MaXiMa
10+ year member
CarAudio.com Elite
ok so like 2 weeks ago i was driving my jeep (2003 wrangler X with a 4" lift and 33" BFG mud terrains) and i was traveling down a 4 lane city road , two lanes for each direction, and there is no left hand turn lane so the left lane was stopped while a lady in a jetta tried to turn into a HEB ( grocery store here in texas) and there was a black guy behind her in a beater minivan. i was in the right hand lane traveling at 35 mph which is the speed limit. as i was passing them the black guy didnt want to wait behind the jetta anymore and decieded he was going to pull out and in doing so hit my back wheel and just below the driver side door..... this hit sent me 90 degrees to the left so i was now sliding sideways down the street and i ended up hitting the jetta with my front end and casue of the lift and tires i ended up climbing on top of her car and actaully knocking out the passenger side windows with my front tires and i rolled off her and rolled 2 times and ended up laying on my passenger side. i climb out of my jeep and was kinda in shock and was liek what the hell just happend and the black guy comes running out of his van and tells me to shut the **** up and sit down and uses all this profanity. turns out they had to get 2 spectators to hold this guy back. the people called 911 and an ambulance and 2 fire trucks and like 7 police cars came to the scene. then a professional photographer came to the scene and took pictures (which we bought from him). when the police start taking down the police report and insurance stuff the right on the police report that the van made a lane change when it wasnt safe and on top of that this guy named steve gave the police all false insurance imformation. it tooks us 3 days of calling every insurance agency in town to see if this guy was covered. turns out he was covered by AIG insurance..... this is hwere it starts to get ****ed up. ok we (when i say we i mean my family becasue we didnt have full coverage on my jeep just liabilty cause my dad thought he could afford to lose the jeep if it got in a crash, now he hates his desicion) filed a claim with AIG insurance and the claims guy tells us over the phoen that we basically are going to be paid in full and all this other shit. to make a long story short AIG denied our claim when all the damage shows that it was his fault and all this other stuff. then the ladies that were in the jetta call USAA and tell them i was speeding and that they saw me out of there rear view mirror. which is impossible to see me speeding 1. because there is obviously a van in the way of there rear view mirror and number 2 because it is hard as hell to see if i was speeiding out of a rear view mirror unless i was going like 70 miles an hour. the way i see it is that since i am a 16 year old driver and i drive a nice car and my dad drives a nice car and we are very blessed finacially that it is automatically my fault or its just easier to get money out of me instead of this ghetto looking black guy driving a van ( no offense to african americans, but this guy was trash). has anyone had this happen or something similiar? we are in the process of suing AIG insurance trying to get our money back but i dunno if it will work..... also one thing i forgot to add i was uninjured in the accident and that one lady in the jetta was pregnant and is now claiming toi be having birth complications. i will try to get some pics of my jeep on here by this week. it just seems so unfair to me!!!! //content.invisioncic.com/y282845/emoticons/verymad.gif.3f39c5c2fd57527b671fad3efdfac756.gif//content.invisioncic.com/y282845/emoticons/censored.gif.f9ad8e7c6db58c5530c5a0a20a3b5baf.gif
