the flaw about the multi-meter method is, you are using a 40/50 hz sine wave at whatever db level... When you play music, the recording levels in music range from -15 to -10 with some rock and classical, -10 to -5 with mainstream, pop, edm and rap and -5 to 0 db with rebassed music. If you use a -5 db test tone to set gains then play a rock music, your output will be extremely weak and you are way undergained. If you play rebassed music that goes up to a -1 db level of bass, that means you are well beyond clipping. If you set your gains at 0 db test tones and just leave it at that one volume setting, that means you just are fking yourself over completely with your output.
People really need to know the relationship between the recording levels in music and how it affects your head unit pre-out voltage which directly affects your amplifier power output rather than blindly choosing a test tone to set gains with and not knowing how your setup really works. Another issue is if the amp is OVERRATED as fk and you do that same power equation. For example an amp that claims 2000 rms but only does 1200 real rms. If you set the gain for 2000 rms, you are already way overdriving your amp way past distortion levels. When you are fully aware of your max level out output aka when you turn it up and it stops getting louder, and closely monitor output levels, and voltages for every song you play and adjust sub level accordingly which involves always rolling up on the volume knob from a lower volume level until you reach your max safe output, thats when you run your gear the safest, its called active gain setting. The typical multimeter method of tuning at 23/30 volume, sub level max, tune with a 40 hz test tone then leave it alone and always turn up to that exact volume at 23 is called passive gain setting which is basically sh*t IMO.
There is no one setting fits all, the multi-meter method only gets you to a certain ballpark, the rest needs active maintenance and monitoring. Clipping does not directly kill equipment, clipping generates heat a lot faster. heat is the actual culprit that kills amps and subs other than mechanical failure.
I'd recommend everyone getting audacity audacity and checking their music with the spectrum anaylzer and seeing the bass recording levels and get an understanding of whats inside their music and how it translate to their setups.