Got this Email, Neep someones Opinion

tEh koRnDog
5,000+ posts

CarAudio.com Veteran
I got this email about a Federal court class action lawsuit, Is this for real or not? I know that may be a dumb question but I dont know what to make of this.

The Email::

NOTICE FROM FEDERAL COURT. PLEASE READ.

You may be eligible to receive a benefit from a class-action settlement if you purchased and paid for a credit score or credit monitoring from ConsumerInfo.com or an Experian Entity between June 17, 1998 and December 27, 2006.

A federal court has directed that this notice be sent to inform you of a proposed class-action settlement. Records show that you entered into an agreement over the Internet with ConsumerInfo.com or an Experian Entity to purchase any Credit Check or Credit Check Monitoring (which were formerly known as CreditCheck® Monitoring Service), Credit Manager (including Yahoo! Credit Manager), Triple Alert, or Triple Advantage credit-monitoring product, or you paid for a credit score sold on a website that also sold one of these credit-monitoring products, between June 17, 1998 and December 27, 2006. If so, you may be eligible to receive a benefit under the proposed settlement.

The settlement will resolve a lawsuit over whether Defendants violated the federal Credit Repair Organizations Act or are liable for claims where the stated basis is about improvement of a consumer's credit record, history, or rating. Under the settlement, Defendants deny that they are liable, but have agreed not to make certain statements on particular websites and to provide all Settlement Class Members with the opportunity to obtain their choice of a settlement benefit: either (i) a credit score or (ii) 60 days of credit monitoring, as described below and on the settlement website. To see if you are a Class Member and to obtain full notice of the proposed Settlement, the required procedures, the Effective Date, the deadlines, your obligations, and your options, you must visit http://www.browningsettlement.com. This email is only a brief summary of the full notice that is posted on the website.

If you are an eligible Settlement Class Member, you have rights, obligations, and options under the proposed settlement. You have until May 15, 2007 to make your decision. Your legal rights are affected whether you act or not.

1. Submit A Registration Form Online Or By Mail

This is the only way to get a settlement benefit of either a credit score or 60 days of credit monitoring. You will choose your benefit, and you must keep all of your registration information updated. If you choose credit monitoring, and you don't cancel your credit-monitoring membership after using your code to obtain the credit monitoring benefit but prior to the expiration of the 60 day, settlement benefit period, you will be billed at the then-applicable rate, which is currently $9.95, for each month that you continue your membership. Beginning on the Effective Date of the settlement, you will be able to register online or by mail. If you register online, your registration must be completed no later than sixty (60) days after the Effective Date, and submitted online by midnight Pacific Time. If you register by mail, your registration must be mailed and postmarked on or before sixty (60) days after the Effective Date. For more information on these deadlines, the Effective Date of the settlement, the registration procedures, and the settlement benefit, you must visit http://www.browningsettlement.com. Do not contact the Court.

2. Exclude Yourself

This is the only option that allows you to ever be part of any other lawsuit about the claims in this case. You will not be eligible for a settlement benefit. Your request for exclusion must be mailed and postmarked on or before May 15, 2007. Any request for exclusion must be mailed to the Browning Settlement Administrator. Do not contact the Court.

3. Object

Write to the Browning Settlement Administrator in order to tell the Court about why you don't like the settlement. Your objection must be mailed and postmarked on or before May 15, 2007. Do not contact the Court.

4. Go to a Hearing

Write to the Browning Settlement Administrator to ask to speak in Court about the fairness of the settlement. Your request to speak at the hearing must be mailed and postmarked on or before May 15, 2007. The final fairness hearing is set for July 31, 2007, at which time the Court will consider whether to finally approve the settlement and a request by the lawyers representing all Class Members for no more than $2,550,000 in attorney's fees and costs.

5. Do Nothing

You will automatically be included in the Settlement Class and give up your right to be part of any other lawsuit about the claims in this case, but you will not be eligible to receive a settlement benefit unless you submit a registration form.

To get complete information about the proposed settlement, the required procedures, the Effective Date, the deadlines, your obligations, and your options, you must visit http://www.browningsettlement.com. Do not contact the Court.

Please do not reply to this message. We are unable to respond to inquiries sent in reply to this email. To contact us, please access the official settlement website at http://www.browningsettlement.com.

 
When I got my class action suit thing about Dell, it looked just like that, Except it came in the regular mail. Not sure if I would trust it if it was online. Try to find a number or something, or search around online.

 
Defendants have agreed that all eligible Class Members who complete a Registration Form within the time allowed, who are verified as Class Members, and who follow the other instructions they receive are eligible to receive their choice of either (i) a credit score or (ii) 60 days of credit monitoring. If you choose credit monitoring, and you don't cancel your credit monitoring benefit after using your code to obtain the credit monitoring benefit but prior to the expiration of the sixty (60) day settlement benefit period, you will be billed at the then-applicable rate, which is currently $9.95, for each month that you continue your membership. In addition, ConsumerInfo and the Experian Entities have agreed not to make certain statements on particular websites.

The credit monitoring provided as the settlement benefit is credit monitoring only. It will include 60 days of monitoring of your Experian credit report for changes of data, or additions of new data, regarding: new inquiries into your credit, potentially negative information, public records, new accounts, and address changes, with daily alerts of any such changes or additions via email. The information will be available to you by logging into a secure website. You will not be entitled to free credit reports and/or scores.

If you elect credit monitoring, you will be required to provide your credit card information when you use your benefit code. If you do not provide your credit card number and expiration date, you will not be able to use your benefit code, and you will not receive a benefit. If you cannot or do not want to provide your credit card number and expiration date in order to obtain your benefit, you should not choose credit monitoring when you register for a benefit. Remember, after you have chosen your benefit when you register, you cannot change your mind about which benefit you want.

Your credit monitoring settlement benefit is effective during a sixty (60) day settlement benefit period. The time on which this sixty (60) day settlement benefit period will begin and end depends upon whether or not you are currently enrolled in Credit Check or some other form of credit monitoring with ConsumerInfo or an Experian Entity at the time you use your benefit code.

Sounds like a scheme to get you to sign up for something else. Go to the website and read up. its not worth any money. So you shouldnt bother with it.

 
alright, thanks, im not even gonna bother with it, it said something about giving ss# and credit card number so right there i said skrew it

mods, you can delete this thread

 
You have the right to "opt out" of the lawsuit. If you do not opt out, your claim, whatever it may be, will be resolved in the lawsuit. If you do nothing, you can't bring a suit in your own name later.

You probably do not ever intend on suing -- so just do nothing. You will probably get a "coupon" or other such BS as part of the settlement. The coupon will entitle you to some service that from the Defendant that you most likely do no want or need. If you are extremely lucky, you may get a couple of bucks.

 
You have the right to "opt out" of the lawsuit. If you do not opt out, your claim, whatever it may be, will be resolved in the lawsuit. If you do nothing, you can't bring a suit in your own name later.
You probably do not ever intend on suing -- so just do nothing. You will probably get a "coupon" or other such BS as part of the settlement. The coupon will entitle you to some service that from the Defendant that you most likely do no want or need. If you are extremely lucky, you may get a couple of bucks.
thanks for the info, im just gonna delete the email, i got it and just didnt know what it was all about.

 
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tEh koRnDog

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