I was Extreemly impresed by the Focals.
Sounds like you found yourself a winner then. I would personally take the Germs because the Focals hurt my ears. Clarity on both is excellent though. Never heard/owned any of CDT's stuff.
buying speakers is pretty subjective, what sounds good to me may not sound good to you, its all personal preference
True to to a certain extent, but be careful how far you take that. Lets do a little compare and contrast between say speakers and music. Music is created to portray emotion, ideas and sound pleasing. This can be subjectively evaluated. For example I love listening to Bonobo but my roommate thinks it crap. The lyrics, the rhythm, the vocals, the instruments...that is a purely subjective decision.
Now lets move to speakers, which are created only for replication. The speaker is not there to portray its own "emotion" if you will. It either correctly replicates the original sound or it does not. Yes, people have unique tastes, but generally those are limited to how aggressive the speaker is (volume (or volume in specific frequency ranges) and "brightness" come to mind). Too many people go beyond this though and suggest every attribute of a speaker is subjective.
This is not the case because speakers can be mathematically analyzed. Flaws in replication and distortion can easily be seen by viewing frequency response, CSD and harmonic distortion graphs. A 9db peak at 1kHz will sound bad/annoying to anybody who is critically listening to music (as I would assume somebody interested in spending 500 on a pair of components would do).
So yes, certain speaker attributes are indeed subjective, and that's why you should always listen to equipment before you purchase it. There are inherently better and worse products out there though and fortunately in the case of speakers, can be analyzed. Sorry for the rant guys, I just think lots of people take the subjectivity thing too far.