Does this mean im f*cked?

[way2sl0 10+ year member]

I had a slight problem with a seller. He said he was going to ship day of payment, week no communication after taking my money, finally emails me back says sorry was in the hospital, your an ******* for opening dispute etc.

Well he refunded money supposedly, and now I got Paypal notice today that the refund failed and didnt clear, and then I get this email from Paypal;

Hello Matt *******,

After careful review, we have concluded our investigation of the BuyerComplaint described below. We have decided in your favor, however, we were unable to recover any fundsfrom the seller's account. As stated in the PayPal User Agreement, recoveryof funds associated with a Buyer Complaint cannot be guaranteed. Please know that we will make our best effort to recover the funds inquestion if they become available in the seller's account in the future andwill take appropriate action against the seller. Such action may includeissuing a warning, a temporary restriction, or terminating the account.Keep in mind that PayPal uses a number of factors to determine when to takeaction, including member complaints. Due to privacy laws, we cannot discussthe details of any action taken. We hope you understand our policy and thatit assures you that you are safe using PayPal.

So am I ****ed?

Click to read more...

 

[x1le 10+ year member]

yes. as long as he doesn't want to ever use that paypal account again, it will remain in deficit forever.

 

[way2sl0 10+ year member]

yes. as long as he doesn't want to ever use that paypal account again, it will remain in deficit forever.

Deficit? Why hasnt it gone to me? How can you give him negative money and not me it back, thats the entire point of paying paypal fees isnt it? To be protected.

 

[jnralp00 10+ year member]

For now

 

[way2sl0 10+ year member]

This sucks I got laid off a couple months ago and im a student and the $55 US is alot to me.

 

[ILLCRACKALUV 10+ year member]

Lol that's paypal for u.. That's why I always use my credit cArd

 

[Mike. 10+ year member]

F*ck PayPal, I got screwed $600 by them.

 

[x1le 10+ year member]

Deficit? Why hasnt it gone to me? How can you give him negative money and not me it back, thats the entire point of paying paypal fees isnt it? To be protected.

it sucks, but it's true. I've dealt with it first hand. Basically, when they tryed to refund you his account had $0 in it. They put it at a deficit for $-55, so if he ever receives or transfers money to the account again, you'll automatically be refunded. However, if he just leaves the account alone and sais screw it, you'll never get the $$$. Paypal isn't gonna pay out of pocket, they don't make enough money every year //content.invisioncic.com/y282845/emoticons/rolleyes.gif.c1fef805e9d1464d377451cd5bc18bfb.gif

 

[way2sl0 10+ year member]

Lol that's paypal for u.. That's why I always use my credit cArd

I used my credit card for the transaction. Can I put a stop payment on that?

 

[fbi90909 5,000+ posts]

lol, people should learn and only use Credit card payments for when buying with paypal. i made a purchase almost a month ago for 2 Mpyre6.5cs sets and was comunicating with seller thru ebay and email. as soon as i made payment i never heard a thing. almost one month later(yesterday) i opened up a dispute with paypal stating that if i get no word within 2 days i will file a charge back with my CC company.

 

[way2sl0 10+ year member]

Ok so I can do that? I used Visa in Paypal, I never use debit or money in the account.

 

[pawn man 10+ year member]

that is just another reason for not using paypal. never ever ever ever use paypal. there is so many post on numerous forums telling about the abuses of paypal. if it had been purchased w/credit card you would have your money.

the seller sounds like a scammer

 

[way2sl0 10+ year member]

I have said twice now I used my credit card....

 

[Rich B 5,000+ posts]

Call your CC and stop payment (or reverse payment) immediately.

 

[way2sl0 10+ year member]

They are sending me an affidavid to sign in the mail and then they will proceed. Im not sure how successful this will be it has already been posted to my account.