Well, I find this to be rather interesting and would like to know myself now. I'm still thinking along the lines that the average person does not save money or invest, thus is not even capable of putting them into this category. Then, most people who do invest generally invest with a more long term goal in mind, like retirement or a large purchase like a car or house.I could actually use fuel and exclude everything else based on the same reasoning....
Since you know you will need more, the consequence will probably be more planned, and therefore patterns will emerge.
So setting money aside for the sole purpose of purchasing a single product would be saving it?I think the fed considers "NOT SPENDING THE MONEY" personal savings. I have a couple ghundred bucks in a savings account...it isn't seriously invested, I just haven't spent it yet.