Crunk Times, My friend.....Crunk Times

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That is the purpose of insurance. Insurance gives me the right to crash my truck into a tree if I wish to do so. It is called moral hazard for that very reason.
If insurance did not protect against negligence, there would be no purpose for insurance really. Few, if any wrecks, are not cause my negligence.
I understand that, but in this case the insurance mishap. Not personal negligence and they are upfront about this clearly! As cheap as it is to insure packages, there would be more fraud on it if they didn't state this. Auto insurance is setup for auto accidents, however if you were caught purposefully wrecking as you state in your scenario, they wouldn't pay the claim. That is fraud It is an accident at that point. Of course proving is hard and usually only scammers are busted doing this on extensive stings. Sp in a sense you are wrong. Technically you can't just run into a tree on purpose and be covered. Hopwever proving it would be hard. Plus they just jack your rates and get it back in the end. How is UPS to recover from this type of fraud? Not as if you p[ay them monthly premiums on shipments //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif

 
I understand that, but in this case the insurance mishap. Not personal negligence and they are upfront about this clearly! As cheap as it is to insure packages, there would be more fraud on it if they didn't state this. Auto insurance is setup for auto accidents, however if you were caught purposefully wrecking as you state in your scenario, they wouldn't pay the claim. That is fraud It is an accident at that point. Of course proving is hard and usually only scammers are busted doing this on extensive stings. Sp in a sense you are wrong. Technically you can't just run into a tree on purpose and be covered. Hopwever proving it would be hard. Plus they just jack your rates and get it back in the end. How is UPS to recover from this type of fraud? Not as if you p[ay them monthly premiums on shipments //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif
I guess the part that gives me trouble is that, in large part, that leaves us with paying premiums to protect against those b!tches negligence.

 
You guys are speaking Latin to me.
Set = 3 of a kind. Some people call any 3 of a kind a set. I prefer to limit the term's use to when 2 of the three cards are your hole cards (as ooposed to having one in yoour hand and 2 on the board, which I think is more prpoerly referred to as trips.

I want to go away for a long time. A place where no one knows my name or knows about me. That sounds awesome.
no I'm not having problems with anything in life right now, I just feel like this lol.
Do it.

 
I guess the part that gives me trouble is that, in large part, that leaves us with paying premiums to protect against those b!tches negligence.
Well yes. Accidents happen. I still feel better knowing I paid $5 in case some asshat making 8-10/hr isn't paying attention when winging shit in a truck.

 
I guess the part that gives me trouble is that, in large part, that leaves us with paying premiums to protect against those b!tches negligence.
BTW, you pay insurance premiums to cover yourself against idiotic drivers without insurance as well. Same principal. You pay for someone elses stupidity and negligence.

 
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bdawson72

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