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Ok, "we" are waiting to see what the Bank of Japan does with its interest rates apparently to see how it affects XRP. XRP is currently sitting at $1.78. I bought more bringing my wallet to 500.4999623 XRP. It would be nice if there were a definitive source of information on XRP shared with us so that we could make even better decisions about it. As it sits, if it reaches $2,000 per XRP I am a Millionaire!!!
 
Learning that BANKS are the problem my XRP isn't taking off. The clarity act bill, the interest banks earn by parking our deposits at the FED, whether or not stable coins would be allowed to earn interest. It's all about the banks and how much money they make from our deposits. While our deposits make 1-11bps the banks make like 3.5-4%. You can see why banks would be against stable coins earning 5% or more. The banks would have to also raise what we earn percentage wise and they would make less money.
 
XRP. There will only ever be 100B XRP tokens to cover worldwide, near instant, cross-border payments. Currently there are just under 61B XRP tokens circulating. For XRP to be useful it has to be expensive. If each XRP token was $1.00 and I needed to send $1M to someone in Japan it would take 1M XRP tokens. This is far less than ideal. Now, if an XRP token was worth $10K it would take 100 XRP tokens to send $1M to that fella in Japan. Let's take it a step further. If 1 XRP token was worth $50K it would only take 20 XRP tokens to send $1M.

XRP was made for time savings and convenience. Instead of waiting on traditional banks to move money over days to weeks, XRP does it in a matter of seconds. What we are waiting on are regulations and adoption. The Clarity Act is one major step in the right direction. XRP is not like Bitcoin which has its price going up and down in connection with social media talk. XRP is tied to real world events. Current prices of XRP are less relevant than people think. Many people are treating it like ordinary crypto when it is not. People freak out and sell it off when the price dips. This is a no, no. You have to hold onto it for the long haul.

I don't cringe when the price drops... I keep buying. 📉 💵 💵 💵 📈💰💰💰
 
The Senate Banking Committee voted 15-9 on May 14, 2026, to advance the Digital Asset Market Clarity (CLARITY) Act (H.R. 3633), a landmark 309-page bill establishing a comprehensive U.S. regulatory framework for crypto.

Now it will move to the Senate Floor for a vote and further reconciliation. At least it is moving in the right direction.
 
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adulbrich

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