What annoys the ***** outta you/pisses you off...

[subzero 5,000+ posts]

AMMO Shortage annoys the piss out of me... Send me some .300 winmags. 9mm and 45 acp.

 

[Slo_Ride 5,000+ posts]

So this chick called me a f*ggot and has been telling everyone I'm gay simply because I wouldn't have *** with her earlier today. Lmao! I'm so gonna f*ck her sister for that.

 

[SlugButter]

Maybe even her grandmother, just to prove your point.....

 

[Slo_Ride 5,000+ posts]

Maybe even her grandmother, just to prove your point.....

Maybe even her dad, lol. Oh wait...

 

[Slo_Ride 5,000+ posts]

Believe it or not but that's a true story and I'm dead serious about f*cking her sister

 

[SlugButter]

Believe it or not but that's a true story and I'm dead serious about f*cking her sister

When I was in high school I got one of my skanky girlfriends mom to give it up. She wasn’t very hot, but it was totally worth it.

 

[Slo_Ride 5,000+ posts]

When I was in high school I got one of my skanky girlfriends mom to give it up. She wasn’t very hot, but it was totally worth it.

I've banged a few mom's. Lots of sisters.

 

[Lasherž]

I go to pay a bill that has a minimum monthly interest payment and I pay more than that as per normal. I ask them what the minimum payment is and they give me, again, a different amount. I ask them how they always give me one amount and then on the day I pay, they give me a different amount? His response was that "their math isn't exact".......... huh? Math isn't exact????
The interest is 12.5%. Their math isn't exact. $500 owed, the minimum payment is 12.5%. How much is the minimum payment? $62.50. How hard was that?

That's normal, it changes based on what day you pay on. During my time at a bank we'd refer all exact payments back to the loan department for this reason although I could do the calculations at my desk, they didn't trust us. Each day factors into the interest to the point that shorter months like february affect it less than longer months like december.

 

[ThxOne Premium Member]

That's normal, it changes based on what day you pay on. During my time at a bank we'd refer all exact payments back to the loan department for this reason although I could do the calculations at my desk, they didn't trust us. Each day factors into the interest to the point that shorter months like february affect it less than longer months like december.

I know, trust me, I know. However... time wasn't even a factor. However, the payment is literally every 30 days regardless of what month it is... in fact, the payment day changes month to month to make sure it is a 30 day span all the time.

The problem is that I ask them a specific question and they add a bunch of stuff to the answer that I didn't ask which confuses them. It is super simple. What is my minimum payment? Not if I pay 4 days early, what is my payment or what if I pay 2 days late. If they do it to me next month I am going to show them how to do the math and then talk down to them like they didn't pass the 5th grade. Which at this point, I am not sure they did. It is the exact same math as finding out what the tax is on the dollar amount of an item you want to buy. $100 item, 7% sales tax. 100 x .07 = $7.00 Total price is $107.00. Some people struggle with common sense I guess.

 

[Lasherž]

I know, trust me, I know. However... time wasn't even a factor. However, the payment is literally every 30 days regardless of what month it is... in fact, the payment day changes month to month to make sure it is a 30 day span all the time.

The problem is that I ask them a specific question and they add a bunch of stuff to the answer that I didn't ask which confuses them. It is super simple. What is my minimum payment? Not if I pay 4 days early, what is my payment or what if I pay 2 days late. If they do it to me next month I am going to show them how to do the math and then talk down to them like they didn't pass the 5th grade. Which at this point, I am not sure they did. It is the exact same math as finding out what the tax is on the dollar amount of an item you want to buy. $100 item, 7% sales tax. 100 x .07 = $7.00 Total price is $107.00. Some people struggle with common sense I guess.

I mean considering it's their job to compute those payments accurately it's pretty bad if they're doing a 30 day cycle. It might be something where they need to address the charges that haven't been collected yet, I'm not sure. With electronic payments and credit cards a lot can change in a short amount of time, so they might just want someone more official than a computer determining what stuff the payment covers and what stuff to save for the next month or w/e. Luckily I only ever had to work with personal/commercial bank loans, accounts, and debit cards which are much simpler since they're not all tied together like a line of credit. We did have those but the loan department was very particular about them.

If I were you I'd just account for a little extra equivalent to 5 days or so of interest and pay that. Less hassle, you don't have to worry about it not being enough, and the extra just pays it off quicker.

 

[Lasherž]

Got a new TV today.. Real nice LG. Only problem is they just apparently forgot to include the mounting bolts for the stands?? It stands up without them but sheesh those feet don't inspire a lot of confidence even with the bolts in there. I can't decide whether to go back to best buy and ask them wtf or order some on amazon for 7 bucks.

 

[Firewalker]

I've banged a few mom's. Lots of sisters.

But how about 2 sisters at once ...Granted they were step-sisters and had grown up with each other since they were younger but it still happened!

To still be in my late teens and early 20s again roaming the Chicagoland area...

 

[Buck 5,000+ posts]

What pisses me off is the people of the US not knowing their own rights, bill of rights, declaration of independence, the constition. 90% of the US people are CUCKS

 

[Slo_Ride 5,000+ posts]

What pisses me off is the people of the US not knowing their own rights, bill of rights, declaration of independence, the constition. 90% of the US people are CUCKS

Hey I'm constantly saying 90 percent of the people on this planet need to cease to exist.

 

[ThxOne Premium Member]

I mean considering it's their job to compute those payments accurately it's pretty bad if they're doing a 30 day cycle. It might be something where they need to address the charges that haven't been collected yet, I'm not sure. With electronic payments and credit cards a lot can change in a short amount of time, so they might just want someone more official than a computer determining what stuff the payment covers and what stuff to save for the next month or w/e. Luckily I only ever had to work with personal/commercial bank loans, accounts, and debit cards which are much simpler since they're not all tied together like a line of credit. We did have those but the loan department was very particular about them.

If I were you I'd just account for a little extra equivalent to 5 days or so of interest and pay that. Less hassle, you don't have to worry about it not being enough, and the extra just pays it off quicker.

I am working on it lol. I ask for the minimum payment due and then pay that plus $100-$200 more. It's almost paid off now. Once it is, I can get back to stocking up stereo stuff for the next vehicle. At this point it looks like it will be the old reliable straight six in a 99-04 Grand Cherokee.