Wow, they literally stuck it in her ***

[Andrew12 10+ year member]

Bannzered! OH NOES!!1!

 

[chunky cumz 10+ year member]

No I'm not trying to complicate it, just stating... look where I'm from NINJA! //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

You right bro! my bad, yall are still stuck in the stone age their lol...

2 points for DjScrew! //content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp://content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp://content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp://content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp:

 

[chunky cumz 10+ year member]

i say no banzered

 

[_DjScrew_ 5,000+ posts]

You right bro! my bad, yall are still stuck in the stone age their lol...2 points for DjScrew! //content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp://content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp://content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp://content.invisioncic.com/y282845/emoticons/veryhappy.gif.fec4fed33b4a1279cf10bdd45a039dae.gif:veryhapp:

Well my particular town is actually quite developed. However there are still people in the city with large crops of corn. I love the fresh vegetable stands/markets though.

 

[chunky cumz 10+ year member]

Well my particular town is actually quite developed. However there are still people in the city with large crops of corn. I love the fresh vegetable stands/markets though.

Ya, their is a plus to living close to large farmlands. Here in fortworth all the local farms are water with acid rain.

 

[chunky cumz 10+ year member]

ls2poweredgoat is banned? HOW LONG? YOUR MY BOY BLUE!

 

[DDeitz 10+ year member]

She is 20, probably didnt have the best credit in the world, and didnt have a cosigner...

So that extra $6k is probably Tax, Title, Lisense rolled into a ~10% APR.

So the final word on this is you're a fucking idiot with no clue how the car industry and financing works.

x2 if i was a bank and some 20 yearold walked in off the street and said hey..i want 16k for a car and ill pay you back in 6 years ill make monthly payments and noone will give you your money if i **** you over and cant pay..

sure thing hunny ill do it for ...8-10 grand

 

[Andrew12 10+ year member]

x2 if i was a bank and some 20 yearold walked in off the street and said hey..i want 16k for a car and ill pay you back in 6 years ill make monthly payments and noone will give you your money if i **** you over and cant pay..
sure thing hunny ill do it for ...8-10 grand

Clinton said that was ok for real estate!

 

[Johnny Drama 5,000+ posts]

Clinton said that was ok for real estate!

TRUF! Look where that got us //content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif:laugh://content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif

 

[chunky cumz 10+ year member]

i feel like i am being followed around again

 

[Rashaddd 5,000+ posts]

She is 20, probably didnt have the best credit in the world, and didnt have a cosigner...

So that extra $6k is probably Tax, Title, Lisense rolled into a ~10% APR.

So the final word on this is you're a fucking idiot with no clue how the car industry and financing works.

Basically what I was thinking...

inflation alone is ~4% a year...which means unless the bank LOSES money, she has to pay at least an extra 26% over the 6 year period, now obviously the bank has no interest in breaking even...what's the point? So it has to be higher...and since she doesn't have good credit most likely/other factors, plus the stuff stated above...that's not incredibly unreasonable...maybe high, but not everyone can get a really nice interest rate on a loan...

 

[Andrew12 10+ year member]

TRUF! Look where that got us //content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif:laugh://content.invisioncic.com/y282845/emoticons/laugh.gif.48439b2acf2cfca21620f01e7f77d1e4.gif

Yeah lol, I'm honestly suprised anyone gave her a loan with the way the economy sit (or stands) today.

Then again, the government wants you to take out an auto loan so they can jack up the i.r. and then you wont be able to afford a down payment on a house?! Idk just a theory lol

 

[DDeitz 10+ year member]

Basically what I was thinking...
inflation alone is ~4% a year...which means unless the bank LOSES money, she has to pay at least an extra 26% over the 6 year period, now obviously the bank has no interest in breaking even...what's the point? So it has to be higher...and since she doesn't have good credit most likely/other factors, plus the stuff stated above...that's not incredibly unreasonable...maybe high, but not everyone can get a really nice interest rate on a loan...

well exactly, and thats why with good credit you can get much much much lower interest rates.

 

[Rashaddd 5,000+ posts]

Besides the title, my original post was mature and well thought out, like the majority of my other posts. I don't walk in to threads with my ego stuck up my *** and come off as a prick and start putting other members down. Sound familiar? //content.invisioncic.com/y282845/emoticons/wink.gif.608e3ea05f1a9f98611af0861652f8fb.gif I didn't say "OMGZ This ***** got anal *****!!!one111!!!11"
Life > You.

Seriously...? i bet everyone who's ever taken out a loan on a house got anal ***** too? They should've just saved up for 20 years homelessly and then bought it and not had to pay interest...

 

[Rashaddd 5,000+ posts]

The whole point of credit/loans means you can buy something, before you actually have the money to buy it. //content.invisioncic.com/y282845/emoticons/fyi.gif.9f1f679348da7204ce960cfc74bca8e0.gif without this practice we would be hundreds of years behind where we are now...how do you think businesses get started? Let's say she needs that car to make money (get to work, obviously she could have a cheaper car etc...but you get the point) how the fvck does it make sense to just wait...when she could be benefitting from it now? Obviously it comes at a price, but the idea is the benefit outweighs the added cost...how much do you think a 6 year lease on a car costs?