ok i just got my first speeding ticket 37/25 //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif and dont know wether to take S.T.O.P. class or just pay it i still have my p.o.p. and not the other one above that. I dont know how many points it will take off and not sure if it will effect my insurance or not what should i do? Pay it or take S.T.O.P. class
