Guys, it's for your own to decide................ he does seem to do some positive, but GOD forbid anything be wrong with your transaction, because the guy is a total jerk!!!!!!!!! The customer is NEVER right and all he wants is more money to fix his problem, which never gets corrected. He is foul in every sense of the word................. do some searches anywhere on the net, he is WORLD FAMOUS for being a first class *******.................lol.