thanks...I will pass it along
Just a small correction.
That number isn't really a "PIN" (personal identification number). It's the CVV2/CVC2 security code (Card Verification Value (Visa) or Card Validation Code (M/C)) for use with card-not-present transactions. It's not used to verify that you are you (like a PIN number does), it's used to verify that you are holding the card at the time of the purchase.
Your account can have a PIN number attached to it for things like cash advances from ATM machines, and that PIN number is not the same as the CVV2/CVC2 codes printed on the back of the card.
Just so people don't get confused thinking that those #'s are their actual PIN numbers.....
'Tis a smart scam though.
VOA_NIGHTMARE
10+ year member
CarAudio.com Veteran
Yup I did, not from visa though, This company called and said they were my bank. Told me my account number, routing number, check number etc. I will get into it in a few when i have some time though. They wiped my account out and still waiting on the money 2 months now.
Ouch...that sucks meng //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif
iagrdshaka
5,000+ posts
Down with jimmy hats
scammers should be hung
- Thread Starter
- #9
here's a follow up for consumer protection...
Identity protection tips
How is it possible for someone to steal your name and identity? We are constantly exposed to this risk through tools and activities vital to everyday life, such as mail, telephones, computers, credit cards and debit cards. Here are some ways to protect yourself:
• Purchase a cross-cut shredder, not the kind that shreds in strips.
Thieves have been known to tape documents together. Use the shredder to destroy any mail or documents that have your personal information pre-printed on them, especially name, address and social security number.
• All credit card offers, credit card access checks (banks often send them to you printed three-on-a-page) and unused checks from closed checking accounts should be shredded rather than tossed in the trash.
• Cut up any old or unused credit cards, ATM cards and debit cards into several pieces before throwing them in the trash. To be extra safe, you can scratch the magnetic stripe on the back of the card before cutting it up.
• Never write your PIN or secret code on your ATM or credit card or on any piece of paper you carry in your wallet or purse.
• Shred all receipts that show your credit card number, debit card number and your signature.
• Shred all old bank statements, tax records, checks, investment statements, passports and medical records that show any personal information.
• Always review your credit card, bank and brokerage statements. Immediately report any unusual or unknown transactions to your financial institution.
If you order new checks or are expecting a new credit card in the mail, make a note on your calendar to verify that you receive them. Notify your financial institution if you do not receive the items promptly.
• Limit the number of ID cards and credit cards that you carry and don't carry your social security card.
• Protect your computer by using anti-virus, anti-spam and firewall software and hardware. Don't open any suspicious e-mail and don't download any software or other files from an unknown or unfamiliar source.
• Periodically check your credit report. You can get a free copy annually from http://www.annualcreditreport.com. Check it to make sure that all of the accounts belong to you and are accurate. Close any old accounts.
Lastly, if it appears that someone is using your name, your social security number or credit, immediately contact the credit bureaus (http://www.equifax.com, http://www.transunion.com, http://www.experian.com) and request that a fraud alert be placed on your accounts to block any activity. California is one of the few states that allow the consumer to directly request the block. This step will prevent the imposter from using your credit or accounts any further.
For more information on identity theft, go to http://www.consumer.gov/idtheft.
Stay Safe-
Identity protection tips
How is it possible for someone to steal your name and identity? We are constantly exposed to this risk through tools and activities vital to everyday life, such as mail, telephones, computers, credit cards and debit cards. Here are some ways to protect yourself:
• Purchase a cross-cut shredder, not the kind that shreds in strips.
Thieves have been known to tape documents together. Use the shredder to destroy any mail or documents that have your personal information pre-printed on them, especially name, address and social security number.
• All credit card offers, credit card access checks (banks often send them to you printed three-on-a-page) and unused checks from closed checking accounts should be shredded rather than tossed in the trash.
• Cut up any old or unused credit cards, ATM cards and debit cards into several pieces before throwing them in the trash. To be extra safe, you can scratch the magnetic stripe on the back of the card before cutting it up.
• Never write your PIN or secret code on your ATM or credit card or on any piece of paper you carry in your wallet or purse.
• Shred all receipts that show your credit card number, debit card number and your signature.
• Shred all old bank statements, tax records, checks, investment statements, passports and medical records that show any personal information.
• Always review your credit card, bank and brokerage statements. Immediately report any unusual or unknown transactions to your financial institution.
If you order new checks or are expecting a new credit card in the mail, make a note on your calendar to verify that you receive them. Notify your financial institution if you do not receive the items promptly.
• Limit the number of ID cards and credit cards that you carry and don't carry your social security card.
• Protect your computer by using anti-virus, anti-spam and firewall software and hardware. Don't open any suspicious e-mail and don't download any software or other files from an unknown or unfamiliar source.
• Periodically check your credit report. You can get a free copy annually from http://www.annualcreditreport.com. Check it to make sure that all of the accounts belong to you and are accurate. Close any old accounts.
Lastly, if it appears that someone is using your name, your social security number or credit, immediately contact the credit bureaus (http://www.equifax.com, http://www.transunion.com, http://www.experian.com) and request that a fraud alert be placed on your accounts to block any activity. California is one of the few states that allow the consumer to directly request the block. This step will prevent the imposter from using your credit or accounts any further.
For more information on identity theft, go to http://www.consumer.gov/idtheft.
Stay Safe-
VOA_NIGHTMARE
10+ year member
CarAudio.com Veteran
Hey how about this one, great thing you posted this because I got a call from them, but they didnt say what you said to the T this is what the call just did.
They said that they rechecked my information and they are calling to let me know that, they are lowering my interest rate because I have had there card for so long (visa) so I go on and listen to it. They tell me my name etc address card number. Tell me they just need the 3 numbers to verify it. Well I asked him there phone number. He said I would get that info after the whole thing was set up.I knew this was a scam 2 reasons,
1) they wouldnt talk to me about anything but wanting my 3 digits on the back of my card.
2) Main reason I knew it was a scam,,, I dont have a credit card!!! I have a visa checking account card because of problems like this before.
These guys are out to get me lol.
The biggest thing though is they target people with little credit or bad credit.
I choose to pay cash and dont need a cc card. I figure if I cant pay for it right then I dont need it.
I am in a hurry but I will tell you guys about how my money was scammed as well. And what went on and what is going on in the process of me getting my money back. Good news is I should have it next week finally.
But as I said this post was because I recieved a call today lol. What are the odds of that.
They said that they rechecked my information and they are calling to let me know that, they are lowering my interest rate because I have had there card for so long (visa) so I go on and listen to it. They tell me my name etc address card number. Tell me they just need the 3 numbers to verify it. Well I asked him there phone number. He said I would get that info after the whole thing was set up.I knew this was a scam 2 reasons,
1) they wouldnt talk to me about anything but wanting my 3 digits on the back of my card.
2) Main reason I knew it was a scam,,, I dont have a credit card!!! I have a visa checking account card because of problems like this before.
These guys are out to get me lol.
The biggest thing though is they target people with little credit or bad credit.
I choose to pay cash and dont need a cc card. I figure if I cant pay for it right then I dont need it.
I am in a hurry but I will tell you guys about how my money was scammed as well. And what went on and what is going on in the process of me getting my money back. Good news is I should have it next week finally.
But as I said this post was because I recieved a call today lol. What are the odds of that.
alphakenny1
10+ year member
LOTUS FTW!
good looking out man.
Good tips, in addition to that the 1st things I always do is look at the caller ID, see what it says...
If it says ""Tom Jones"" or someone name, instant flag...
Most but not all companies that call about financial stuff will be identified correctly by caller ID...
This can be spoofed too, so, I also ask for a phone number and extension to call them back at...
If they won't give me one, I ask for a superviser, and after grilling the SUP I ask for a phone number and extension to call THEM back at... If they don't give me one, I tell them to F'Off and I call the issuing Credit Card Company and inquire about the call I just received... You account should be noted....
Unwelcomed callers hate calling my house... I am such a d!ck to them....
This dude with a really think Indian accent called and said...
(in super thick accent) yadda yadda yadaa, Dis is Bob Johnson, and...
I cut him off and said, wait a min,did you just say your name was Bob Johnson???
He said yes, I said I know you did not even..... Call here talking bout your name is Bob.... With an accent like that, you know your name is somethin like Jugdish Patel or some ish with an Ach nah, Hocken in it....
Don't be callin my house lying right off the bat then expecting to do some buisness with me....
Get the F'Offa my phone and make some more Slurpies....
If it says ""Tom Jones"" or someone name, instant flag...
Most but not all companies that call about financial stuff will be identified correctly by caller ID...
This can be spoofed too, so, I also ask for a phone number and extension to call them back at...
If they won't give me one, I ask for a superviser, and after grilling the SUP I ask for a phone number and extension to call THEM back at... If they don't give me one, I tell them to F'Off and I call the issuing Credit Card Company and inquire about the call I just received... You account should be noted....
Unwelcomed callers hate calling my house... I am such a d!ck to them....
This dude with a really think Indian accent called and said...
(in super thick accent) yadda yadda yadaa, Dis is Bob Johnson, and...
I cut him off and said, wait a min,did you just say your name was Bob Johnson???
He said yes, I said I know you did not even..... Call here talking bout your name is Bob.... With an accent like that, you know your name is somethin like Jugdish Patel or some ish with an Ach nah, Hocken in it....
Don't be callin my house lying right off the bat then expecting to do some buisness with me....
Get the F'Offa my phone and make some more Slurpies....
DBfan187
5,000+ posts
Supa's mom was here!
//content.invisioncic.com/y282845/emoticons/eyebrow.gif.fe2c18d8720fe8c7eaed347b21ea05a5.gif
If I get a call on my caller ID that has no name or a name that I don't reconize, it doesn't get answered.
I'll answer it.... I may go off on them, or play a prank on them or something, I like to mess with people...
I'll say, no this is, such and such and make something up... Or if they ask for a girl. I'll say I threw that cheating ***** out.... or say they died, I just think of something on the spot...
sometimes I'll make'em talk to my 9 year old daughter or my 4 yr old nephew... Have the sing ABCs or alphabets... I dunno.. //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif
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