Is this a good credit card?

[dleccord 5,000+ posts]

I have two credit cards with Chase through Buy.com and Amazon.com.

I received an offer in the mail saying I am Pre-Approved for the Chase Visa Platinum Card.

- 0% Fixed Introductory APR

- No Annual Fee

- No interest for up to 15 months on purchases and balance transfers

- Low variable APR, currently 6.99% thereafter

- No balance transfer fee

But the thing is I have to go to http://www.sendmethecard.com to apply for this card, instead of going through Chase.com, which is kinda sketchy.

I'm trying to find out if this is a good card since I want to transfer my balance from my Amazon.com($800) to this card. What else do I have to look for besides the Balance Transfer fee? After I transfer the balance, will the 15 month no interest still apply here?

Click to read more...

 

[blazeplacid 10+ year member]

if you cant read the fine print yourself you dont need a credit card

 

[David19 10+ year member]

sorry OT but do you know the name of that black girl int he first picture.. the one on the right? lol.

 

[MAY03TBLT 10+ year member]

I have two credit cards with Chase through Buy.com and Amazon.com.
I received an offer in the mail saying I am Pre-Approved for the Chase Visa Platinum Card.

- 0% Fixed Introductory APR

- No Annual Fee

- No interest for up to 15 months on purchases and balance transfers

- Low variable APR, currently 6.99% thereafter

- No balance transfer fee

But the thing is I have to go to http://www.sendmethecard.com to apply for this card, instead of going through Chase.com, which is kinda sketchy.

I'm trying to find out if this is a good card since I want to transfer my balance from my Amazon.com($800) to this card. What else do I have to look for besides the Balance Transfer fee? After I transfer the balance, will the 15 month no interest still apply here?

Thats a good deal IF you get approved for the 6.99%. I would check to see what the default rate is if you miss a payment or if there is still a balance on the purchases/transfers after 15 months

That link is legit too.

 

[rippinitup7 10+ year member]

that 6.99% is more than likely for someone with absolutely perfect credit. usually credit offers give you a margin of their interest in the terms....like "6.99-21.99% depending on credit history", so you won't know until you actually apply.

 

[mcsoul 10+ year member]

I just got 2.99 fixed on $21,000; I like

this one. I consolodated my 6.99's under

it.

6.99 is not bad though.

 

[Matt2105 10+ year member]

Dont get anything with a variable rate...EVER.

 

[Chevillac 5,000+ posts]

SUre, go ahead though, any card without a annual fee is ok to me. If it has a high interest rate, just dont use it.

On that first page on send me the card, its not really asking for anything important. Enter that stuff from the mail. If it asks for social and stuff on teh next page, then jsut call them if you dont feel right.

 

[dleccord 5,000+ posts]

So for Pre-Approved cards, is it easier to become approved?

 

[Louisiana_CRX 5,000+ posts]

I never read the fine print on my credit cards...//content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif I just use them till they run out of credit //content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

 

[Chevillac 5,000+ posts]

So for Pre-Approved cards, is it easier to become approved?

umm, yeah, but they might not approve you for the $5000 they claim. It really all depends. Its really just to get you to apply, so they can give you something, that is what I am convinced of.

 

[mtlhead 10+ year member]

i have a 17.99% apr //content.invisioncic.com/y282845/emoticons/crap.gif.7f4dd41e3e9b23fbd170a1ee6f65cecc.gif

first credit card though