increasing credit limit

[millerscents 10+ year member]

pay it on time on about the same day every month and pay a couple $$ extra every time will help.

 

[Goindef154 5,000+ posts]

credit cards **** ***..
i just went to walmart and bought one of those Visa cards they got and put money on it to buy stuff online and what not...no need in getting butt ***** by the creditors dudes!

That "Visa" card wont help you build your credit though...

 

[craigzter 10+ year member]

That "Visa" card wont help you build your credit though...

i got a $13,000 blazer im paying for lol, that should help me alot!

done taken care of all my credit cards, and never getting another one.

so i just use my walmart brand visa //content.invisioncic.com/y282845/emoticons/woot.gif.aaa6090e619a97b6090d16dd863c5a69.gif

 

[qtipextra 5,000+ posts]

i got a $13,000 blazer im paying for lol, that should help me alot!
done taken care of all my credit cards, and never getting another one.

so i just use my walmart brand visa //content.invisioncic.com/y282845/emoticons/woot.gif.aaa6090e619a97b6090d16dd863c5a69.gif

Just get a debit card from your checking account? Or do you not have a checking account?

 

[blazeplacid 10+ year member]

well i am getting ready to pay my cc bill, but my friend just told me, if i want to increase the credit limit, i should pay it on the due date. is this correct, or should i just pay it now?

im 22 now and was the same when i was 17/18

if you want them to up your credit your gonna have to wait like a year or so

your also going to have to pay intrest,thats where they make the money

i keep about a $1k balance and just pay 100 or so a month. I had the card at a low intrest rate but they raised the rates a bit since i didnt use the card

didnt really change anything much since the balance is so low

just pay your card on time and pay the minimum atleast, 20 extra or so if you can

doing that has helped me raise my credit score to a 750~ got a brand new car in my name when i was 20, got a house in my name in feb.

pay your bills and dont be stupid with your card